Cryptocurrencies

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This is just a general concept. Read more in

Cryptocurrencies are value storage systems whose reliability and correctness are guaranteed by mathematical theorems, not by people. They are like banks, only without people.

Stablecoins are digital IOUs with a specific denomination, although they work on blockchains and are protected by cryptography, they are controlled by specific people and can block users. Therefore, they are actually banks, not cryptocurrencies.

Comparison with traditional banks
Banks and stablecoins Decentralized cryptocurrencies
Jurisdiction Specific state or organization Independent of states and people
Blocking transactions or access to funds At the request of the state or the bank Not allowed[1]
The store writes off without your knowledge Maybe Impossible
Possibility to receive funds in case of password loss On presentation of passport No way
Rollback of erroneous or fraudulent transactions Yes No
  1. But you can block a user's access to the blockchain.

Blockchain

Blockchain is a distributed storage of information about transactions and other information. Mathematics guarantees that data forgery in it is quite improbable (tampering and distorting data will require incomparably more effort than the possible benefit from forgery).

Montelibero

The main blockchain in which tokenomics Montelibero is conducted is Stellar. In everyday life, we actively settle with EURMTL stablecoins.