Montelibero - User contributions [en]

File:NIRO BRAND.png

2023-02-05T14:07:08Z

Ralf: Picture of the NIRO personal token

== Summary ==
Picture of the NIRO personal token

NIRO

2023-02-05T12:45:33Z

Ralf: Picture link still not working. Missing Wiki plugin in the english section?

== Description ==

Niro Korb ([https://stellar.expert/explorer/public/asset/NIRO-GCOP3XDXTEHWPRXT3NSPPPR3RCHLLK6CUZI3S6RUWGEAKDD73IEU5H3E NIRO]) — Personal token representing Victor Korb's readiness to provide services within his professional competence and ability at a rate of 1 hour for 1 token, with an obligation to redeem it for a fixed price of 5 in case of refusal for any reason.[[EURMTL|EURMTL]].

[[:ru:Файл:NIRO_BRAND.png|300px|thumb|right|NIRO token brand]]

== Issuer ==

[https://t.me/korbvv Victor Korb] — Sociologist, media and community manager, artist, narrator, journalist, and editor.

Joined the project [[Main_Page|Montelibero]] in October 2021. Coordinates the media marketing direction since December.

== Trading ==

You can buy and sell NIRO tokens on the free market ([https://stellar.expert/explorer/public/asset/NIRO-GCOP3XDXTEHWPRXT3NSPPPR3RCHLLK6CUZI3S6RUWGEAKDD73IEU5H3E?filter=markets&market=EURMTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V-2# through the orders of the Stellar blockchain exchange platform]) or from its issuer at an agreed price.

== Services ==

In exchange for a NIRO token, its holder can expect to receive the following premium services from its issuer:

* rewriting, editing and proofreading of Russian-language texts;
* dubbing Russian-language texts for audio books, films, commercials, etc.;
* advising on optimizing activities in the field of social and business technologies (media marketing, info design, community management);
* assistance in registration of trademarks in the European Union (EUTM);
* problem solving.

== Links ==

* [http://korb.su/resume/ Viktor Korb's resume on a personal website]
* [http://korb.su/2021/03/08/korb-kak-diktor/ Korb as an announcer]

[[Category: EURMTL]][[Category:Tokenomics]]
[[Category:Personal tokens]]
[[Category:media]]
[[Category:Marketing]]
[[ru:NIRO]]

NIRO

2023-02-05T12:13:50Z

Ralf: Translation (I know the picture is screwed up. Have to find out how to fix it)

== Description ==

Niro Korb ([https://stellar.expert/explorer/public/asset/NIRO-GCOP3XDXTEHWPRXT3NSPPPR3RCHLLK6CUZI3S6RUWGEAKDD73IEU5H3E NIRO]) — Personal token representing Victor Korb's readiness to provide services within his professional competence and ability at a rate of 1 hour for 1 token, with an obligation to redeem it for a fixed price of 5 in case of refusal for any reason.[[EURMTL|EURMTL]].

[[File:ru:NIRO_BRAND.png|300px|thumb|right|NIRO token brand]]

== Issuer ==

[https://t.me/korbvv Victor Korb] — Sociologist, media and community manager, artist, narrator, journalist, and editor.

Joined the project [[Main_Page|Montelibero]] in October 2021. Coordinates the media marketing direction since December.

== Trading ==

You can buy and sell NIRO tokens on the free market ([https://stellar.expert/explorer/public/asset/NIRO-GCOP3XDXTEHWPRXT3NSPPPR3RCHLLK6CUZI3S6RUWGEAKDD73IEU5H3E?filter=markets&market=EURMTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V-2# through the orders of the Stellar blockchain exchange platform]) or from its issuer at an agreed price.

== Services ==

In exchange for a NIRO token, its holder can expect to receive the following premium services from its issuer:

* rewriting, editing and proofreading of Russian-language texts;
* dubbing Russian-language texts for audio books, films, commercials, etc.;
* advising on optimizing activities in the field of social and business technologies (media marketing, info design, community management);
* assistance in registration of trademarks in the European Union (EUTM);
* problem solving.

== Links ==

* [http://korb.su/resume/ Viktor Korb's resume on a personal website]
* [http://korb.su/2021/03/08/korb-kak-diktor/ Korb as an announcer]

[[Category: EURMTL]][[Category:Tokenomics]]
[[Category:Personal tokens]]
[[Category:media]]
[[Category:Marketing]]
[[ru:NIRO]]

Poutru

2023-02-05T11:41:01Z

Ralf:

== Description ==

POUTRU ([https://stellar.expert/explorer/public/asset/POUTRU-GAS36NRWO35YEZGJTUXHRD7JLZQJGL5LPBSUSBVN6MTK4YG4777W5Q7K]) is a personal token that records Valeriy Ustrosin's readiness to provide services within his professional competencies and capabilities, at a rate of 1 hour for 1 token, and in the event of refusal for any reason, an obligation to buy it at a fixed price of 20 [[EURMTL|EURMTL]].

POUTRU tokens can be purchased on the open market or from its issuer at a negotiated price.

== Issuer ==
[https://t.me/poutru Valeriy Ustrosin] - a system analyst, an expert in the field of cryptocurrencies. Has experience in creating and running a business. Holds a PhD in technical sciences.

==Services==
In exchange for the POUTRU token, its holder can expect the following services from Valeriy Ustrosin:

* System analysis work in IT and other fields;
* Preparation of various documentation for IT projects;
* Consultations on various issues related to cryptocurrencies;
* Ready to discuss any of your problems and offer solutions.

[[Category:EURMTL]]
[[Category:Tokenomics]]
[[Category:Personal tokens]]
[[Category:Media]]
[[Category:Marketing]]
[[ru:Poutru]]

Poutru

2023-02-05T11:39:18Z

Ralf: Translation

== Description ==

POUTRU ([https://stellar.expert/explorer/public/asset/POUTRU-GAS36NRWO35YEZGJTUXHRD7JLZQJGL5LPBSUSBVN6MTK4YG4777W5Q7K]) is a personal token that records Valeriy Ustrosin's readiness to provide services within his professional competencies and capabilities, at a rate of 1 hour for 1 token, and in the event of refusal for any reason, an obligation to buy it at a fixed price of 20 [[EURMTL|EURMTL]].

POUTRU tokens can be purchased on the open market or from its issuer at a negotiated price.

== Issuer ==
[https://t.me/poutru Valeriy Ustrosin] - a system analyst, an expert in the field of cryptocurrencies. Has experience in creating and running a business. Holds a PhD in technical sciences.

==Services==
In exchange for the POUTRU token, its holder can expect the following services from Valeriy Ustrosin:

* System analysis work in IT and other fields;
* Preparation of various documentation for IT projects;
* Consultations on various issues related to cryptocurrencies;
* Ready to discuss any of your problems and offer solutions.

[[Category:Accepted EURMTL]]
[[Category:Tokenomics]]
[[Category:Personal tokens]]
[[Category:Media]]
[[Category:Marketing]]
[[ru:Poutru]]

MTL token

2023-02-05T08:41:22Z

Ralf: Added link to the Google Docs document

MTL is the name of the [https://stellar.expert/explorer/public/asset/MTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V token in the Stellar stock], acting as the fund of the same name.

The following text is a disclosure of a public offer (user agreement, contract) for current owners and holders of MTL tokens. Any texts, as well as those related to certain obligations and actions, covering the interests of the MTL fund and its shareholders and contradicting this proposal, are void.
To learn how to create a personal token, please see [https://montelibero.org/2022/08/24/personal-token-of-mtl-economics/ here]:

== General Provisions ==

1.1. The MTL Foundation (as one of the competitive and alternative proposals that do not claim to own) functions consolidates and multiplies the capital manifestations in the Montelibero movement of members. As a business entity, first of all, it offers its investors a stable income, allowing them to free up their time and labor for solving less applied and utilitarian tasks. Secondly, the MTL Foundation is a structure that provides economic interest in the implementation of the Montelibero movement program associated with the overall increase in capitalization of assets, compatible with Montenegro and increasing the acceleration of development due to a higher degree of freedom of entrepreneurial and personal distribution. It is assumed that in the community of ideas of the export of freedom, the ethics of non-aggression and the developing economy, favorable conditions are created and maintained for mutual entrepreneurship and growth multiplication.

1.2. As the main platform for tokenomics (digital economy), MTL chose [https://en.wikipedia.org/wiki/Stellar_(payment_network) the Stellar network] - as a solution, ubiquitous accessibility, low cost of use and prevalence. At the same time, the MTL-Foundation constantly continues to search for and solve development issues within the network of this visit, and more optimal solutions outside of it. One example of this kind is an observable [https://t.me/bitcoin_based_fund MTL sub-fund] that synchronizes with a recurring MTL fund a characteristic equity parameter that manifests itself as an independent structure based on liquid sidechain technologies and has a significant advantage of anonymity.

1.3. [https://stellar.expert/explorer/public/asset/MTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V MTL tokens] fix the financial contribution of participants to the joint capital of the MTL Fund and the property share and managerial weight of the token holder proportional to this contribution. Primary information about MTL tokens, including description, quantitative estimates, main characteristics of turnover and distribution, are posted on [https://stellar.expert/explorer/public/asset/MTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V this page].

1.4. The public offer (contract) of the MTL token is accepted in connection with the outcome of the Council of Signatories, for which more than 2/3 of the votes were cast.

== Property ==

=== Main Accounts ===

Ownership of MTL tokens (shares of the MTL fund) gives each of their holders the right to participate in the joint management of the following accounts, as well as receive the appropriate share of the profit, if any:
<ol type="A">
<li>[https://stellar.expert/explorer/public/account/GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V Fund's main token emission account].
<li>[https://stellar.expert/explorer/public/account/GDX23CPGMQ4LN55VGEDVFZPAJMAUEHSHAMJ2GMCU2ZSHN5QF4TMZYPIS Foundation Master Storage Distributor Account].
<li>[https://stellar.expert/explorer/public/account/GB7NLVMVC6NWTIFK7ULLEQDF5CBCI2TDCO3OZWWSFXQCT7OPU3P4EOSR Foundation Auxiliary Storage Distributor Account].
<li>[https://stellar.expert/explorer/public/account/GDASYWP6F44TVNJKZKQ2UEVZOKTENCJFTWVMP6UC7JBZGY4ZNB6YAVD4 Account for holding assets pledged to the Fund as collateral].
<li>[https://stellar.expert/explorer/public/account/GAIKBJYL5DZFHBL3R4HPFIA2U3ZEBTJ72RZLP444ACV24YZ2C73P6COM Target account for the competitive distribution of the Fund's loan and investment funds].
</ol>

=== Additional accounts and assets ===

2.2.1. Ownership of the MTL token also gives the right to indirectly manage the following accounts and assets through persons authorized by the Fund:
<ol type="A"><li>[https://stellar.expert/explorer/public/account/GDNHQWZRZDZZBARNOH6VFFXMN6LBUNZTZHOKBUT7GREOWBTZI4FGS7IQ Fund Automatic Dividend Account].
<li>[https://stellar.expert/explorer/public/account/GDGGHSIA62WGNMN2VOIBW3X66ATOBW5J2FU7CSJZ6XVHI2ZOXZCRRATE Key rate allocation account in the EURMTL system].
<li>[https://stellar.expert/explorer/public/account/GATUN5FV3QF35ZMU3C63UZ63GOFRYUHXV2SHKNTKPBZGYF2DU3B7IW6Z BTC Treasury Holding Group Liability Account]; this storage itself can be controlled through the described [https://t.me/Montelibero_ru/5101 here] mechanism.
<li>[https://stellar.expert/explorer/public/account/GCVF74HQRLPAGTPFSYUAKGHSDSMBQTMVSLKWKUU65ULEN7TL4N56IPZ7 Automated trading account for the benefit of the Fund].
<li>Distributed treasury holding accounts of the Fund's funds: [https://stellar.expert/explorer/public/account/GAJIOTDOP25ZMXB5B7COKU3FGY3QQNA5PPOKD5G7L2XLGYJ3EDKB2SSS 1], [https://stellar.expert/explorer/public/account/GBBCLIYOIBVZSMCPDAOP67RJZBDHEDQ5VOVYY2VDXS2B6BLUNFS5242O 2], [https://stellar.expert/explorer/public/account/GC624CN4PZJX3YPMGRAWN4B75DJNT3AWIOLYY5IW3TWLPUAG6ER6IFE6 3];
<li>Legal entities registered in Montenegro and providing the Foundation with the opportunity to officially own property under local law, for example [https://montelibero.org/wp-content/uploads/2021/07/STATUT-registracija-2021.06.03.pdf of the same name DOO].
</ol>
2.2.2. The full set of assets and liabilities of the Fund is displayed in a report posted in the public domain [https://montelibero.org/2022/01/14/mtl-fund-balance-structure/ on a special page of the site] and updated daily.

2.2.3. Detailed information about all the main tokens affiliated with the MTL Fund is kept up to date in the specialized registry [https://docs.google.com/spreadsheets/d/13q03wZ9FIChD-AyczW-k2atsNQeVN2sOTbNwcOM_Y9o/edit#gid=0].

2.2.4. All the assets of the fund put on the balance sheet are subject to tokenization and their display in the consolidated financial report and on one of the above accounts of the fund, the presence of tangible assets directly affecting the declared value of the token and not fixed in this way is not allowed.

=== Other Assets ===

Media resources that are in nominal or partner ownership and management are affiliated with the MTL Fund. Most of the public resources of the MTL media network are presented [https://t.me/Montelibero_ru/4594 in a navigation post in Montelibero's telegram channel]. A detailed [https://docs.google.com/spreadsheets/d/1nMp2jIa7m33rv47HKKXIdM-SGaaQJwXvcJjwwGefhZw/edit#gid=1300107351&range=A1 registry of media resources affiliated with the MTL Fund] is available to members of the Council of Signatories and the Distributed Board of the Fund.

== Management ==

=== Registers of shareholders ===
The primary register of MTL token holders (Fund shareholders) is published and updated in real time on the [https://stellar.expert/explorer/public/asset/MTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V?filter=asset-holders tab Asset holders] page of the token in Stellar . The [https://ncrashed.github.io/dividend-tools/shareholders/ Github page] shows the shareholder register in a more organized way. The finalized version of the register of shareholders, taking into account the redistribution of votes after their [https://montelibero.org/2022/04/14/how-to-delegate-your-mtl-voice/] is published in a special [https://docs. google.com/spreadsheets/d/1HSgK_QvK4YmVGwFXuW5CmqgszDxe99FAS2btN3FlQsI/edit#gid=171831156 google spreadsheet].

=== Council of Signers ===
3.2.1. The representative governing body of the MTL Fund is [[MTL Fund. Organization chart | Council of Signers]], which includes the first twenty holders of MTL tokens from the list, ordered in descending order of the number of votes, taking into account [https://montelibero.org/2022/04/14/how-to-delegate-your-mtl- voice/ delegation].

3.2.2. During the period until the Fund reaches a steady state of equity decentralization (whereby any groups of closely related or otherwise highly dependent shareholders collectively hold no more than 33% of all voting tokens), the actual number of votes for each multisig participant is calculated using the logarithmic equalization formula, namely: log_ (2)_(number_mtl / 1000) + 1, or in verbal terms, "log base 2 of the thousandth of the number of MTL tokens plus one."

3.2.3. After the Fund reaches a steady state of decentralization of share capital, the logarithmic formula for calculating votes is replaced by a linear one, that is, the number of votes of each shareholder is equal to (or proportional to) the number of MTL tokens he holds.

3.2.4. The general rights of signatories, the rules of their interaction, the decision-making rules and other aspects of the activity of this body are established by the [[Rules of the Council of Signatories of the MTL Fund|Rules of the JV MTL Fund]].

=== Transparency ===

3.3.1. Draft decisions of the Fund before they are put to a vote in the Council of Signatories are broadcast in a closed telegram group and are available for discussion by the participants of this permanent meeting of shareholders. Any holder of MTL tokens can get an invite link to this group by contacting support using the telegram bot [https://t.me/mtl_helper_bot @mtl_helper_bot].

3.3.2. All decisions made by the Council of Signatories and signed with a multi-signature are formalized as transactions indicating the signatories who supported them and published on the blockchain. All significant decisions affecting the interests of the MTL Fund and its shareholders, after their approval by the Board of Signatories, are also published on the main media resources of the Fund.

3.3.3. To request any information on the Fund, make comments and make suggestions for improving its work, those who wish can use the most convenient communication channels for them, including:

* [https://t.me/mtl_helper_bot @mtl_helper_bot feedback telegram chat];
* email montelibero.fspe@gmail.com;
* comments on public posts in major social networks;
* public telegram groups in main languages.

=== Management expenses ===

3.4.1. The Fund does not spend equity capital on administrative needs and, in general, strives to keep direct management costs to a minimum level necessary to support its nominee legal entities and network platforms.

3.4.2. A significant part of the work in the interests of the Foundation is performed on a volunteer basis by participants in an open distributed network, whose useful activity is encouraged by voluntary from dividends] in accordance with the targeted instructions of specific shareholders of the Fund. The totality of significant (according to the consensus of the Board of Signatories) donors and recipients of such donations forms [https://montelibero.org/2022/04/12/distributed_board_of_the_montelibero_foundation/ distributed board of the MTL Foundation], acting as the executive management body of the MTL Foundation.

3.4.3. In order to stimulate productive activities aimed at long-term growth in the price of MTL tokens, the Council of Signatories has the right to issue options to key solvent performers that give the right to deferred purchase of MTL tokens on preferential terms, but not lower than the book value at the time of issuing the option.

== Investment strategy ==

In an effort to maximize capital protection from inflation and trying to maximize the amount of dividend payments while maintaining the growth of total capital and the price of each MTL token, the Fund operates within the framework of an investment strategy based on the following priorities and indicative standards:
<ol type="A">
<li>Up to 30% of the Fund's funds must be held in inflation-protected reserve assets - BTC and gold (secondarily - in other auxiliary foreign exchange reserves); during periods when the Fund's share in these components falls below this standard, investors are guaranteed the opportunity to purchase MTL tokens by direct exchange for these assets, as well as the priority right to withdraw from the Fund's capital in these assets at the current rate.
<li>The Fund will strive to keep at least 40% of the capital in real estate and related assets, if possible on the territory of Montenegro, counting on stable regular income in the form of rental and utility payments.
<li>The remaining 30% of the capital, the Fund will seek to invest in entrepreneurial projects of libertarians, giving priority to members of the Montelibero movement and residents of Montenegro.
<li>When distributing net profit, the Fund will focus on the following ratio:
*25% - for dividend payments to shareholders, in proportion to their contribution;
*75% - for reinvestment in order to increase the value of assets for each token.
<li>The Fund will strive to maintain the weekly accrual and payment of dividends.
</ol>

== Issuance and pricing ==

5.1. All Fund tokens are transferred in exchange for real assets at the standard price set by the issuer at the time of their sale. This makes it possible to control the emission of MTL tokens through the exclusive sale by the Fund of its tokens in the primary market, stimulating purchases of new and growing investors.

5.2. The standard price of MTL tokens in the primary market is set by rounding up to integer values of the balance sheet value of the token (the total value of all assets on the Fund's balance sheet, divided by the number of tokens in circulation). At the same time, the Fund does not guarantee a reduction in the sale price of an MTL token at the time of its cost reduction. This makes it possible not only to protect the interests of early investors from possible dilution of their capital as a result of additional emission, but also to gradually increase capitalization.

5.3. The current standard price of the MTL token is indicated in the current financial report of the Fund (see clause 2.2.2) and regular (weekly and quarterly) reports.

5.4. Emission and sale of tokens at a price below the standard price (including liabilities in the Fund's options) on the date of issue without simultaneous transfer of assets for the entire amount of the issue to the Fund's balance sheet is not allowed.

5.5. The fund does not sell MTL tokens through the exchange, entrusting this function to the secondary market. The Fund can issue and sell tokens at a standard price in the amount of 1000 MTL on the basis of a written request via the shareholder chat or @mtl_helper_bot support chat.

5.6. The Fund cannot hold fiat MTL tokens. All MTL tokens that enter the accounts of the Fund are subject to liquidation (burning) by sending them to the emission account, thus increasing the value of the totality of the remaining tokens by the amount of the liquidated ones.

== Exit Right ==

6.1. Each contributor (shareholder) of the Fund has the right to a guaranteed sale of the MTL tokens at his disposal to the Fund itself on the following general grounds:
<ol type="A">
<li>The Fund is obliged to make the specified buyback of MTL tokens no later than three months from the date of submission of the corresponding application in free written form via the feedback bot or in the shareholder chat.
<li>Repurchase of MTL tokens is carried out at a price not exceeding their book value at the time of redemption (the amount of the Fund's balance divided by the number of tokens in circulation).
<li>At the Applicant's option, the returned tokens will be settled in eurmtl or in the same asset in which they made their original contribution to the Fund's capital (at the current exchange rate), unless otherwise agreed by the parties.
<li>If it is impossible to make a settlement in the asset of the initial deposit (for example, due to the low liquidity of the remaining assets), the Fund has the right to use other assets available on the balance sheet for this.
</ol>
6.2. MTL tokens received by the Fund as a result of a buyback are returned to the [https://stellar.expert/explorer/public/account/GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V issue account] and are automatically liquidated (withdrawn from circulation and accounting simultaneously with the assets that provided them).

6.3. The fund also provides an opportunity to urgently buy back MTL tokens, but only at a price below their book value.

6.4. The terms of the buyback may change by decision of the Board of Signatories or by agreement with the applicant in a particular situation.

[[Category:Tokenomics]]
[[ru:MTL_token]]

MTL token

2023-02-05T08:36:29Z

Ralf: Side bar link to Russian page added

MTL is the name of the [https://stellar.expert/explorer/public/asset/MTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V token in the Stellar stock], acting as the fund of the same name.

The following text is a disclosure of a public offer (user agreement, contract) for current owners and holders of MTL tokens. Any texts, as well as those related to certain obligations and actions, covering the interests of the MTL fund and its shareholders and contradicting this proposal, are void.

== General Provisions ==

1.1. The MTL Foundation (as one of the competitive and alternative proposals that do not claim to own) functions consolidates and multiplies the capital manifestations in the Montelibero movement of members. As a business entity, first of all, it offers its investors a stable income, allowing them to free up their time and labor for solving less applied and utilitarian tasks. Secondly, the MTL Foundation is a structure that provides economic interest in the implementation of the Montelibero movement program associated with the overall increase in capitalization of assets, compatible with Montenegro and increasing the acceleration of development due to a higher degree of freedom of entrepreneurial and personal distribution. It is assumed that in the community of ideas of the export of freedom, the ethics of non-aggression and the developing economy, favorable conditions are created and maintained for mutual entrepreneurship and growth multiplication.

1.2. As the main platform for tokenomics (digital economy), MTL chose [https://en.wikipedia.org/wiki/Stellar_(payment_network) the Stellar network] - as a solution, ubiquitous accessibility, low cost of use and prevalence. At the same time, the MTL-Foundation constantly continues to search for and solve development issues within the network of this visit, and more optimal solutions outside of it. One example of this kind is an observable [https://t.me/bitcoin_based_fund MTL sub-fund] that synchronizes with a recurring MTL fund a characteristic equity parameter that manifests itself as an independent structure based on liquid sidechain technologies and has a significant advantage of anonymity.

1.3. [https://stellar.expert/explorer/public/asset/MTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V MTL tokens] fix the financial contribution of participants to the joint capital of the MTL Fund and the property share and managerial weight of the token holder proportional to this contribution. Primary information about MTL tokens, including description, quantitative estimates, main characteristics of turnover and distribution, are posted on [https://stellar.expert/explorer/public/asset/MTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V this page].

1.4. The public offer (contract) of the MTL token is accepted in connection with the outcome of the Council of Signatories, for which more than 2/3 of the votes were cast.

== Property ==

=== Main Accounts ===

Ownership of MTL tokens (shares of the MTL fund) gives each of their holders the right to participate in the joint management of the following accounts, as well as receive the appropriate share of the profit, if any:
<ol type="A">
<li>[https://stellar.expert/explorer/public/account/GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V Fund's main token emission account].
<li>[https://stellar.expert/explorer/public/account/GDX23CPGMQ4LN55VGEDVFZPAJMAUEHSHAMJ2GMCU2ZSHN5QF4TMZYPIS Foundation Master Storage Distributor Account].
<li>[https://stellar.expert/explorer/public/account/GB7NLVMVC6NWTIFK7ULLEQDF5CBCI2TDCO3OZWWSFXQCT7OPU3P4EOSR Foundation Auxiliary Storage Distributor Account].
<li>[https://stellar.expert/explorer/public/account/GDASYWP6F44TVNJKZKQ2UEVZOKTENCJFTWVMP6UC7JBZGY4ZNB6YAVD4 Account for holding assets pledged to the Fund as collateral].
<li>[https://stellar.expert/explorer/public/account/GAIKBJYL5DZFHBL3R4HPFIA2U3ZEBTJ72RZLP444ACV24YZ2C73P6COM Target account for the competitive distribution of the Fund's loan and investment funds].
</ol>

=== Additional accounts and assets ===

2.2.1. Ownership of the MTL token also gives the right to indirectly manage the following accounts and assets through persons authorized by the Fund:
<ol type="A"><li>[https://stellar.expert/explorer/public/account/GDNHQWZRZDZZBARNOH6VFFXMN6LBUNZTZHOKBUT7GREOWBTZI4FGS7IQ Fund Automatic Dividend Account].
<li>[https://stellar.expert/explorer/public/account/GDGGHSIA62WGNMN2VOIBW3X66ATOBW5J2FU7CSJZ6XVHI2ZOXZCRRATE Key rate allocation account in the EURMTL system].
<li>[https://stellar.expert/explorer/public/account/GATUN5FV3QF35ZMU3C63UZ63GOFRYUHXV2SHKNTKPBZGYF2DU3B7IW6Z BTC Treasury Holding Group Liability Account]; this storage itself can be controlled through the described [https://t.me/Montelibero_ru/5101 here] mechanism.
<li>[https://stellar.expert/explorer/public/account/GCVF74HQRLPAGTPFSYUAKGHSDSMBQTMVSLKWKUU65ULEN7TL4N56IPZ7 Automated trading account for the benefit of the Fund].
<li>Distributed treasury holding accounts of the Fund's funds: [https://stellar.expert/explorer/public/account/GAJIOTDOP25ZMXB5B7COKU3FGY3QQNA5PPOKD5G7L2XLGYJ3EDKB2SSS 1], [https://stellar.expert/explorer/public/account/GBBCLIYOIBVZSMCPDAOP67RJZBDHEDQ5VOVYY2VDXS2B6BLUNFS5242O 2], [https://stellar.expert/explorer/public/account/GC624CN4PZJX3YPMGRAWN4B75DJNT3AWIOLYY5IW3TWLPUAG6ER6IFE6 3];
<li>Legal entities registered in Montenegro and providing the Foundation with the opportunity to officially own property under local law, for example [https://montelibero.org/wp-content/uploads/2021/07/STATUT-registracija-2021.06.03.pdf of the same name DOO].
</ol>
2.2.2. The full set of assets and liabilities of the Fund is displayed in a report posted in the public domain [https://montelibero.org/2022/01/14/mtl-fund-balance-structure/ on a special page of the site] and updated daily.

2.2.3. Detailed information about all the main tokens affiliated with the MTL Fund is kept up to date in the specialized registry [https://docs.google.com/spreadsheets/d/13q03wZ9FIChD-AyczW-k2atsNQeVN2sOTbNwcOM_Y9o/edit#gid=0].

2.2.4. All the assets of the fund put on the balance sheet are subject to tokenization and their display in the consolidated financial report and on one of the above accounts of the fund, the presence of tangible assets directly affecting the declared value of the token and not fixed in this way is not allowed.

=== Other Assets ===

Media resources that are in nominal or partner ownership and management are affiliated with the MTL Fund. Most of the public resources of the MTL media network are presented [https://t.me/Montelibero_ru/4594 in a navigation post in Montelibero's telegram channel]. A detailed [https://docs.google.com/spreadsheets/d/1nMp2jIa7m33rv47HKKXIdM-SGaaQJwXvcJjwwGefhZw/edit#gid=1300107351&range=A1 registry of media resources affiliated with the MTL Fund] is available to members of the Council of Signatories and the Distributed Board of the Fund.

== Management ==

=== Registers of shareholders ===
The primary register of MTL token holders (Fund shareholders) is published and updated in real time on the [https://stellar.expert/explorer/public/asset/MTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V?filter=asset-holders tab Asset holders] page of the token in Stellar . The [https://ncrashed.github.io/dividend-tools/shareholders/ Github page] shows the shareholder register in a more organized way. The finalized version of the register of shareholders, taking into account the redistribution of votes after their [https://montelibero.org/2022/04/14/how-to-delegate-your-mtl-voice/] is published in a special [https://docs. google.com/spreadsheets/d/1HSgK_QvK4YmVGwFXuW5CmqgszDxe99FAS2btN3FlQsI/edit#gid=171831156 google spreadsheet].

=== Council of Signers ===
3.2.1. The representative governing body of the MTL Fund is [[MTL Fund. Organization chart | Council of Signers]], which includes the first twenty holders of MTL tokens from the list, ordered in descending order of the number of votes, taking into account [https://montelibero.org/2022/04/14/how-to-delegate-your-mtl- voice/ delegation].

3.2.2. During the period until the Fund reaches a steady state of equity decentralization (whereby any groups of closely related or otherwise highly dependent shareholders collectively hold no more than 33% of all voting tokens), the actual number of votes for each multisig participant is calculated using the logarithmic equalization formula, namely: log_ (2)_(number_mtl / 1000) + 1, or in verbal terms, "log base 2 of the thousandth of the number of MTL tokens plus one."

3.2.3. After the Fund reaches a steady state of decentralization of share capital, the logarithmic formula for calculating votes is replaced by a linear one, that is, the number of votes of each shareholder is equal to (or proportional to) the number of MTL tokens he holds.

3.2.4. The general rights of signatories, the rules of their interaction, the decision-making rules and other aspects of the activity of this body are established by the [[Rules of the Council of Signatories of the MTL Fund|Rules of the JV MTL Fund]].

=== Transparency ===

3.3.1. Draft decisions of the Fund before they are put to a vote in the Council of Signatories are broadcast in a closed telegram group and are available for discussion by the participants of this permanent meeting of shareholders. Any holder of MTL tokens can get an invite link to this group by contacting support using the telegram bot [https://t.me/mtl_helper_bot @mtl_helper_bot].

3.3.2. All decisions made by the Council of Signatories and signed with a multi-signature are formalized as transactions indicating the signatories who supported them and published on the blockchain. All significant decisions affecting the interests of the MTL Fund and its shareholders, after their approval by the Board of Signatories, are also published on the main media resources of the Fund.

3.3.3. To request any information on the Fund, make comments and make suggestions for improving its work, those who wish can use the most convenient communication channels for them, including:

* [https://t.me/mtl_helper_bot @mtl_helper_bot feedback telegram chat];
* email montelibero.fspe@gmail.com;
* comments on public posts in major social networks;
* public telegram groups in main languages.

=== Management expenses ===

3.4.1. The Fund does not spend equity capital on administrative needs and, in general, strives to keep direct management costs to a minimum level necessary to support its nominee legal entities and network platforms.

3.4.2. A significant part of the work in the interests of the Foundation is performed on a volunteer basis by participants in an open distributed network, whose useful activity is encouraged by voluntary from dividends] in accordance with the targeted instructions of specific shareholders of the Fund. The totality of significant (according to the consensus of the Board of Signatories) donors and recipients of such donations forms [https://montelibero.org/2022/04/12/distributed_board_of_the_montelibero_foundation/ distributed board of the MTL Foundation], acting as the executive management body of the MTL Foundation.

3.4.3. In order to stimulate productive activities aimed at long-term growth in the price of MTL tokens, the Council of Signatories has the right to issue options to key solvent performers that give the right to deferred purchase of MTL tokens on preferential terms, but not lower than the book value at the time of issuing the option.

== Investment strategy ==

In an effort to maximize capital protection from inflation and trying to maximize the amount of dividend payments while maintaining the growth of total capital and the price of each MTL token, the Fund operates within the framework of an investment strategy based on the following priorities and indicative standards:
<ol type="A">
<li>Up to 30% of the Fund's funds must be held in inflation-protected reserve assets - BTC and gold (secondarily - in other auxiliary foreign exchange reserves); during periods when the Fund's share in these components falls below this standard, investors are guaranteed the opportunity to purchase MTL tokens by direct exchange for these assets, as well as the priority right to withdraw from the Fund's capital in these assets at the current rate.
<li>The Fund will strive to keep at least 40% of the capital in real estate and related assets, if possible on the territory of Montenegro, counting on stable regular income in the form of rental and utility payments.
<li>The remaining 30% of the capital, the Fund will seek to invest in entrepreneurial projects of libertarians, giving priority to members of the Montelibero movement and residents of Montenegro.
<li>When distributing net profit, the Fund will focus on the following ratio:
*25% - for dividend payments to shareholders, in proportion to their contribution;
*75% - for reinvestment in order to increase the value of assets for each token.
<li>The Fund will strive to maintain the weekly accrual and payment of dividends.
</ol>

== Issuance and pricing ==

5.1. All Fund tokens are transferred in exchange for real assets at the standard price set by the issuer at the time of their sale. This makes it possible to control the emission of MTL tokens through the exclusive sale by the Fund of its tokens in the primary market, stimulating purchases of new and growing investors.

5.2. The standard price of MTL tokens in the primary market is set by rounding up to integer values of the balance sheet value of the token (the total value of all assets on the Fund's balance sheet, divided by the number of tokens in circulation). At the same time, the Fund does not guarantee a reduction in the sale price of an MTL token at the time of its cost reduction. This makes it possible not only to protect the interests of early investors from possible dilution of their capital as a result of additional emission, but also to gradually increase capitalization.

5.3. The current standard price of the MTL token is indicated in the current financial report of the Fund (see clause 2.2.2) and regular (weekly and quarterly) reports.

5.4. Emission and sale of tokens at a price below the standard price (including liabilities in the Fund's options) on the date of issue without simultaneous transfer of assets for the entire amount of the issue to the Fund's balance sheet is not allowed.

5.5. The fund does not sell MTL tokens through the exchange, entrusting this function to the secondary market. The Fund can issue and sell tokens at a standard price in the amount of 1000 MTL on the basis of a written request via the shareholder chat or @mtl_helper_bot support chat.

5.6. The Fund cannot hold fiat MTL tokens. All MTL tokens that enter the accounts of the Fund are subject to liquidation (burning) by sending them to the emission account, thus increasing the value of the totality of the remaining tokens by the amount of the liquidated ones.

== Exit Right ==

6.1. Each contributor (shareholder) of the Fund has the right to a guaranteed sale of the MTL tokens at his disposal to the Fund itself on the following general grounds:
<ol type="A">
<li>The Fund is obliged to make the specified buyback of MTL tokens no later than three months from the date of submission of the corresponding application in free written form via the feedback bot or in the shareholder chat.
<li>Repurchase of MTL tokens is carried out at a price not exceeding their book value at the time of redemption (the amount of the Fund's balance divided by the number of tokens in circulation).
<li>At the Applicant's option, the returned tokens will be settled in eurmtl or in the same asset in which they made their original contribution to the Fund's capital (at the current exchange rate), unless otherwise agreed by the parties.
<li>If it is impossible to make a settlement in the asset of the initial deposit (for example, due to the low liquidity of the remaining assets), the Fund has the right to use other assets available on the balance sheet for this.
</ol>
6.2. MTL tokens received by the Fund as a result of a buyback are returned to the [https://stellar.expert/explorer/public/account/GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V issue account] and are automatically liquidated (withdrawn from circulation and accounting simultaneously with the assets that provided them).

6.3. The fund also provides an opportunity to urgently buy back MTL tokens, but only at a price below their book value.

6.4. The terms of the buyback may change by decision of the Board of Signatories or by agreement with the applicant in a particular situation.

[[Category:Tokenomics]]
[[ru:MTL_token]]

Main Page

2023-02-05T08:30:20Z

Ralf: Prepare for english page

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[Residence permit|Residence permit (borawak)]]
* [[Permanent Residence|permanent residence]]
* [[Bank account|Bank account]]
* [[DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[Montelibero_movement|Montelibero movement]]
* [[Cryptocurrencies|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[MTL_token|MTL tokens]]
* [[MTL fund|MTL fund]]
* [[EURMTL|EURMTL]]
* [[Goods_and_services_for_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

MTL-fund Organization

2023-01-11T17:27:39Z

Ralf: Machine translation of Russian page

'''MTL-Fund is an investment and management structure that performs ancillary functions as a joint business entity to optimize the storage, accumulation and management of material assets of the members of the Montelibero movement''' who are interested in cooperation for the speedy implementation of the movement's agenda and the acquisition of appropriate positive scaling effects activities (taking into account the risks and problems of negative effects).

== Foundation Documents ==

The purpose of the Foundation is determined by [https://montelibero.org/2022/01/11/montelibero-concept-strategy-ru/ by the Concept of the Foundation Strategy], and the content of its activities is also regularly adjusted by signatories [https://montelibero.org/2021 /10/08/investment-strategy-mtl-fund/ Investment Strategy of the Fund].

== Fund Accounts ==

The management of this activity is carried out by the so-called. '''Multisignature''' (Board of Signatories), whose members jointly manage the totality of the fund's common accounts, including:

* [https://stellar.expert/explorer/public/account/GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V '''Emission account'''], through which new general tokenized (digitized) fund assets are issued;

* [https://stellar.expert/explorer/public/account/GDX23CPGMQ4LN55VGEDVFZPAJMAUEHSHAMJ2GMCU2ZSHN5QF4TMZYPIS '''Storage account'''], which provides a clear accounting and display of the totality of tokenized fund assets;

* [https://stellar.expert/explorer/public/account/GB7NLVMVC6NWTIFK7ULLEQDF5CBCI2TDCO3OZWWSFXQCT7OPU3P4EOSR '''Distribution account'''], from which auxiliary tokens are sold, fixing the Fund's targeted highly specialized financial obligations in relation to certain products;

* [https://stellar.expert/explorer/public/account/GDASYWP6F44TVNJKZKQ2UEVZOKTENCJFTWVMP6UC7JBZGY4ZNB6YAVD4 '''Security account'''], which accounts for assets provided for the issuance of credit obligations to external entities in [[EURMTL]] (according to [https ://montelibero.org/eurmtl/details/ to the current rules of the EURMTL system], loans are issued against a 200% collateral in MTL tokens, which are taken into account when voting and calculating dividends, with registration through a mirror accounting token [https:// stellar.expert/explorer/public/asset/MTLRECT-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V MTLRECT]) and fixing the loan amount by means of a paired EURDEBT token issued to borrowers at a ratio of 1 to 1 to the amount of EURMTL issued to account for the credit balance).

== Council of Signers (SP) ==

All main accounts, whose totality forms the basic financial and organizational structure of the MTL-Fund, are synchronously managed by Multisig of the '''20 largest owners of [[MTL token|MTL-tokens]]''', whose votes, until the decentralization of the distribution of the fund's shares is sufficient in the opinion of the majority of signatories, are distributed logarithmically (with a reduction in the voting power of the largest majority shareholders. As a result with more than 70 times the difference in the shares of the first and last member of the multi-signature, the difference in the strength of their vote is currently only 7 times). Taking into account these features, decisions are made by an absolute majority of signatories (more than 50% of their total votes).

The current register and distribution of votes, taking into account these circumstances, can be tracked independently [https://stellar.expert/explorer/public/asset/MTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V?filter=asset-holders in the appropriate tab] with a description of the token, or on [https: //ncrashed.github.io/dividend-tools/shareholders/ specialized-web-page] - the register of the Fund's shareholders.

The exception is [https://stellar.expert/explorer/public/account/GCVF74HQRLPAGTPFSYUAKGHSDSMBQTMVSLKWKUU65ULEN7TL4N56IPZ7 Fund's auxiliary account for automated trading], where the rates of the Fund's main products are pegged to world currency quotes, which is managed by a specially authorized signatory trader due to the technical features of the organization transactions in it.

== Links ==

* [https://montelibero.org/zachem-nuzhen-investitsionnyj-fond-mtl/ Why do I need an investment MTL fund]
* [[MTL token|MTL-token: public offer (contract)]]
* [[Rules of the Council of Signatories of the MTL Fund|Rules of the Council of Signatories of the MTL Fund]]
* [https://montelibero.org/2022/01/14/mtl-fund-balance-structure/ MTL fund balance structure]
* [https://montelibero.org/category/documents/reports/ Regular reports of the MTL Fund on the website]

MTL fund

2023-01-11T17:27:06Z

Ralf: Link updated

{{DISPLAYTITLE:Montelibero (MTL) fund}}

The document [https://montelibero.org/2022/01/11/montelibero-concept-strategy-ru/ Montelibero Strategy Concept] provides the following positioning of the fund:

'''''MTL-fund''' is a structure in the form of an open joint-stock company on the blockchain. It provides organizational, technological and resource support for the project at the initial stages and acts as a coordinator, moderator and holder of meanings, values and samples.''

The fund is mangaged by a group of the 20 largest shareholders (MTL tokens).

== Income ==

* Income from the sale of shares
* Gratuitous donations
* Investment income

== Expenses ==

* Investments
* Payment of dividends to shareholders
* Transaction costs

Note: The MTL Fund does not spend a single cent of the shareholders' funds for administrative needs. It ensures the solution of all management tasks solely through voluntary donations and other types of volunteering.

== Links ==

* [[MTL-fund_Organization|MTL-fund. Organization Chart]]
* [https://montelibero.org/2021/07/12/zachem-nuzhen-investitsionnyj-fond-mtl/ Why do I need an MTL investment fund?]
* [https://montelibero.org/category/documents/reports/ MTL Fund financial reports]

[[ru:Montelibero_Fund]]

[[Category:Accept_EURMTL]]
[[Category:Funds]]

Main Page

2023-01-11T15:04:18Z

Ralf: Link updated

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[Residence permit|Residence permit (borawak)]]
* [[Permanent Residence|permanent residence]]
* [[Bank account|Bank account]]
* [[DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[Montelibero_movement|Montelibero movement]]
* [[Cryptocurrencies|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[:ru:MTL_token|MTL tokens]]
* [[MTL fund|MTL fund]]
* [[EURMTL|EURMTL]]
* [[Goods_and_services_for_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

Main Page

2023-01-11T15:02:17Z

Ralf: Link updated

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[Residence permit|Residence permit (borawak)]]
* [[Permanent Residence|permanent residence]]
* [[Bank account|Bank account]]
* [[DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[Montelibero_movement|Montelibero movement]]
* [[Cryptocurrencies|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[:ru:MTL_token|MTL tokens]]
* [[:ru:МТЛ-фонд._Организационная_схема|MTL fund]]
* [[EURMTL|EURMTL]]
* [[Goods_and_services_for_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

Goods and services for EURMTL

2023-01-11T13:10:32Z

Ralf: Machine translation of Russian page

This page, also called '''Montelibero's Marketplace''', presents public contacts (Telegram usernames) of Montelibero tokenomics participants who sell goods and provide services in exchange for [[EURMTL|EURMTL stablecoin]]. It is best to discuss this system in the profile telegram chat [https://t.me/eurmtl_club @eurmtl_club].

The list is growing, suggestions and additions are welcome, send them via the feedback bot [https://t.me/mtl%20helper%20bot @mtl_helper_bot].

== Currency exchange ==
=== Fiat ===

Bilateral exchange of EURMTL for various types of fiat (traditional) currencies.

* '''Hryvnia''' non-cash: [https://t.me/lss_me @lss_me], [https://t.me/SomeoneAny @SomeoneAny]
* '''EuroCash''' in Bar: [https://t.me/sozidatel @sozidatel], [https://t.me/itolstov @itolstov], [https://t.me/agora_sever @ agora_sever], [https://t.me/GoodJobMaster @GoodJobMaster]
* '''EuroCash''' in Becici: [https://t.me/GoodJobMaster @GoodJobMaster]
* '''EuroCash''' in Budva: [https://t.me/lss_me @lss_me], [https://t.me/GoodJobMaster @GoodJobMaster]
* '''EuroCash''' in Podgorica: [https://t.me/agora_sever @agora_sever], [https://t.me/GoodJobMaster @GoodJobMaster]
* '''EuroCash''' in the Bay of Kotor: [https://t.me/GoodJobMaster @GoodJobMaster]
* '''EuroCash''' in Ulcinj: [https://t.me/GoodJobMaster @GoodJobMaster]
* '''Ruble''' cashless: [https://t.me/GoodJobMaster @GoodJobMaster], [https://t.me/itolstov @itolstov], [https://t.me/SomeoneAny @SomeoneAny ], [https://t.me/agora_sever @agora_sever]
* '''SEPA''': [https://t.me/NCrashed @NCrashed], [https://t.me/lss_me @lss_me]
* Any '''cash in Moscow and the region''' in euro/eurmtl in Montenegro: [https://t.me/agora_sever @agora_sever]
* '''Dollar''' in Bar, Budva, Podgorica: [https://t.me/agora_sever @agora_sever]

=== Crypto ===

Bilateral EURMTL exchange for various cryptocurrencies.

* '''Bitcoin''' (BTC, ₿): [https://t.me/NCrashed @NCrashed], [https://t.me/imborys @imborys], [xmpp:l29ah@bitcheese.net L29Ah], [https://t.me/agora_sever @agora_sever]
* '''DASH''': [https://t.me/id1253 @id1253], [https://t.me/agora_sever @agora_sever]
* '''Lightning Euro''': [https://t.me/NCrashed @NCrashed]
* '''Monero''' (XMR): [xmpp:l29ah@bitcheese.net L29Ah], [https://t.me/agora_sever @agora_sever]
* '''USDT''': [https://t.me/lss_me @lss_me], [https://t.me/SomeoneAny @SomeoneAny], [https://t.me/agora_sever @agora_sever]
* '''Any cryptocurrency''': [https://t.me/GoodJobMaster @GoodJobMaster]

== Goods ==

* Strong craft '''alcohol''': distillates and liqueurs — [https://t.me/Montenegro_spirits Telegram], [https://www.facebook.com/montenegrospirits Facebook], [https://t. me/Suburbanaft @Suburbanaft]
* Edible '''bouquets''': an interesting and useful gift ([https://www.instagram.com/this.redismne/ examples of work] [https://t.me/this_redis @this_redis]
* Montenegrin '''land''' ([[MTLand|MTLand project]]): [https://t.me/mtl_helper_bot @mtl_helper_bot]
* Heat '''pumps''' [https://www.instagram.com/alexander_saga/ SagaTherm]: [https://t.me/Aleks_Sag @Aleks_Sag]
* Homemade '''dumplings, dumplings, pancakes''': [https://t.me/YIG03 Irina], [https://t.me/ALzefVHdFrY1MjFi TG-group], +38268269452
* Live '''chlorella''' (own production): [https://t.me/sergelari @sergelari]

== Local works and services ==
* '''3D printing''' in Bar: [https://t.me/la_ancapo @la_ancapo]
* '''[http://www.artemybrovko.com DJ]''', sound and light rental: [https://t.me/artembrovko @artembrovko]
* '''[https://montelibero.org/2022/03/09/osobye-usloviya-vnzh-v-chernogorii-dlya-storonnikov-montelibero/ residence permit]''' (registration in Budva): [https:/ /t.me/lss_me @lss_me]
* '''Pastries to order''' ([https://www.instagram.com/mull.wa_cake/ cakes, pastries, rolls]): [https://t.me/krevvettka @krevvettka]
* '''[https://t.me/Logistics_me Delivery of IKEA goods]''': [https://t.me/OneEyedAndrew @OneEyedAndrew]
* '''Pre-medical care''': consultations, interpretation of tests, dressings, etc. in Bar — [https://t.me/Annavn20 @Annavn20]
* '''Payment''' for utilities and telecommunications services (TV, communications, Internet): [https://t.me/lss_me @lss_me]
* '''Paying''' insurance policies: [https://t.me/lss_me @lss_me]
* '''Yacht trips''' from Bar ([https://t.me/monteyachtchat/ Group]): [https://t.me/Koval_Lina @Koval_Lina]
* '''Yacht trips''' in the Bay of Kotor ([https://sagayachting.com/website]): [https://t.me/Aleks_Sag @Aleks_Sag]
* '''Car rental''' in Montenegro: [https://t.me/lss_me @lss_me]
* '''Rent a bike''' (Montelibero members only): [https://t.me/la_ancapo @la_ancapo]
* '''[https://instagram.com/party.bruek Organization of family holidays]''': [https://t.me/Aleks_Sag @Aleks_Sag]
* '''Electronics Engineering, Industrial Automation, Robotics''': [https://t.me/la_ancapo @la_ancapo]
* '''Computer and household appliances repair''': [https://t.me/ekrat @ekrat], [https://t.me/la_ancapo @la_ancapo]
* '''Real estate services''' (sale and purchase of real estate): [https://t.me/illuminaughty_13 @illumin

[[ru:Товары_и_услуги_за_EURMTL]]

Stellar

2023-01-11T13:05:36Z

Ralf: Some minor edits

The Montelibero movement has chosen the blockchain [https://www.stellar.org/ Stellar] as the vehicle for our tokenomics.

== Reasons for the choice ==

Not Bitcoin, because it is slow, expensive, and difficult to use smart contracts.<ref>An initiative group of Bitcoin maximalists is working to realize the goals of our tokenomics based on the Bitcoin blockchain.</ref>

Not Ethereum because it's expensive.

Stellar, on the other hand, combines a developed infrastructure, many tools for users and developers, and cheap transactions.

The latter is especially important for us, since we use [[EURMTL]] tokens for micro-transactions, like chipping in for a snack in a coffee shop, and it’s a shame to transfer 2 € and a commission of 10 €.

== Wallet ==

There are many wallets for Stellar, you can see the options at [https://www.stellar.org/lumens/wallets official website]. Many of us have chosen [[Lobstr]].

== Important Basics ==

The Stellar blockchain has a "native" currency - lumens, XLM. In order for the wallet to be considered activated, it is important to ensure that there are at least a few lumens, but more than 0. You can buy XLM in many wallets and on different exchanges. And it’s easy to exchange them for other tokens using the built-in P2P trading tool in Stellar.

The public address of your wallet, which is used to receive payments, is conditionally secret, because. everyone who has it can see the rest of your balances and all the transactions that you made. It shouldn't be written in the public sphere.

== Addresses ==

In Stellar, there is usually one address per person. It looks something like this: `GDU4SW4GJU3SGEIJBE752Q3OTYWOW7UPBAXJWFCGUALBWWF74Y4CNONA`. 56 characters starting with "G". Often the address is shown in abbreviated form: the first 4 characters and the last 4: `GDU4...NONA`. On the one hand, this performance is quickly memorized. On the other hand, there are services that allow you to generate a memorable address right away. Here, https://www.lumenaddr.com/ - it will pick up the last 3 characters in a minute and spend up to two hours to select 4 characters. This makes the [[Club|Club]] address look recognizable: `GAPQ...CLUB`.

Also in Stellar there is the concept of federalization, in which addresses can have an alternative representation in a human-readable format. For example `lumer*lobstr.co`. Such an address can be written in the Recipient field, and the wallet, when creating a transaction, will replace it with the full stellar address.

== Notes ==
<references />

[[Category:Tokenomics]]
[[ru:Stellar]]

Stellar

2023-01-11T12:59:17Z

Ralf: Machine translation of Russian page

We at Montelibero have chosen blockchain [https://www.stellar.org/ Stellar] as the vehicle for our tokenomics.

== Reasons for choosing ==

Not Bitcoin, because it is slow, expensive, and difficult to use smart contracts.<ref>An initiative group of Bitcoin maximalists is working to realize the goals of our tokenomics based on the Bitcoin blockchain.</ref>

Not Ethereum because it's expensive.

Stellar, on the other hand, combines a developed infrastructure, many tools for users and developers, and cheap transactions.

The latter is especially important for us, since we use [[EURMTL]] tokens for micro-transactions, like chipping in for a snack in a coffee shop, and it’s a shame to transfer 2 € and a commission of 10 €.

== Wallet ==

There are many wallets for Stellar, you can see the options at [https://www.stellar.org/lumens/wallets official website]. Many of us have chosen [[Lobstr]].

== Important Basics ==

The Stellar blockchain has a "native" currency - lumens, XLM. In order for the wallet to be considered activated, it is important to ensure that there are at least a little lumens, but more than 0. You can buy XLM in many wallets and on different exchanges. And it’s easy to exchange them for other tokens using the built-in P2P trading tool in Stellar.

The public address of your wallet, which is used to receive payments, is conditionally secret, because. everyone who has it can see the rest of your balances and all the transactions that you made. It shouldn't be written in the public sphere.

== Addresses ==

In Stellar, there is usually one address per person. It looks something like this: `GDU4SW4GJU3SGEIJBE752Q3OTYWOW7UPBAXJWFCGUALBWWF74Y4CNONA`. 56 characters starting with "G". Often the address is shown in abbreviated form: the first 4 characters and the last 4: `GDU4...NONA`. On the one hand, this performance is quickly memorized. On the other hand, there are services that allow you to generate a memorable address right away. Here, https://www.lumenaddr.com/ - it will pick up the last 3 characters in a minute and spend up to two hours to select 4 characters. This makes the [[Club|Club]] address look recognizable: `GAPQ...CLUB`.

Also in Stellar there is the concept of federalization, in which addresses can have an alternative representation in a human-readable format. For example `lumer*lobstr.co`. Such an address can be written in the Recipient field, and the wallet, when creating a transaction, will replace it with the full stellar address.

== Notes ==
<references />

[[Category:Tokenomics]]
[[ru:Stellar]]

Main Page

2023-01-09T12:02:42Z

Ralf: /* Project Tokenomics */ Link changed

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[Residence permit|Residence permit (borawak)]]
* [[Permanent Residence|permanent residence]]
* [[Bank account|Bank account]]
* [[DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[Montelibero_movement|Montelibero movement]]
* [[Cryptocurrencies|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[:ru:MTL_token|MTL tokens]]
* [[:ru:МТЛ-фонд._Организационная_схема|MTL fund]]
* [[EURMTL|EURMTL]]
* [[:ru:Товары_и_услуги_за_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

Declaration of Participation in Montelibero

2023-01-09T11:56:27Z

Ralf: Added side bar link to Russian page

== What is Montelibero? ==

Montelibero is a libertarian movement that unites individuals from all over the world. Our goal is to create, implement and popularize public practices aimed at increasing the guarantee of personal sovereignty and freedom of association for all capable participants.

== Participation conditions ==

Terms of participation in our movement:
# Voluntary and equal interaction between capable traffic participants
# Voluntary and parity cooperation even with those individuals who cannot act freely and competently for any reason
# Striving for the legitimacy of their activities
# Respect for the environment and nature in particular

== Interaction between participants ==

The rules of interaction based on the principle of autonomy of the individual and the principle of non-aggression are the only basic rules for the interaction of participants in our movement. The principle of non-aggression implies the unacceptability of the initiation or threat of violence against the person or property of another participant in legal relations. The principle of autonomy implies the exclusive right of a capable individual to independent and free disposal of his resources, including himself, as well as to freedom of cultural choice.

In practice, this means:

* Everyone can use his autonomy as long as he does not deprive another of the autonomy by his actions.
* Physical aggressive actions that are not self-defense are suppressed by all available methods.
* Other forms of aggression, including verbal, are suppressed only by similar methods, up to the termination of verbal or other relations with the aggressor.
* Individuals and organizations that declare themselves as part of the movement recognize the importance of the principle of non-aggression and individual freedom and assume the responsibility to counter those who deny the voiced principles.

No organization or individual can speak for the movement as a whole. The MTL Fund of the same name provides it with information support in the investment interests of its members, however, it is a specific local organization and does not represent the movement as a whole.

Our movement is a living project that grows and adapts. Specific forms and means of implementing the stated principles are constantly changing, based on the needs, will and competence of the participants, as well as environmental factors.

Any initiative that follows the principles described above can declare itself to be part of the Montelibero movement at will and does not need anyone's consent to do so.

== Geolocation of the project ==
The Montelibero movement is localized in [[Montenegro|Montenegro]] - a compact, democratic and multi-ethnic country located by the sea.

== Invitation to the project ==

Everyone who is close to the [[NAP|principle of non-aggression]] and freedom of the individual is invited to support the Montelibero movement
* Physical relocation to Montenegro, its activities and integration on its territory
* Information, organizational and financial support for specific initiatives of the participants.

== Links ==

[https://montelibero.org/2022/02/07/declaration-of-participation-in-montelibero-movement/ Declaration of participation in Montelibero movement] - the text of the Declaration in three languages on the Montelibero website.

[[ru:Декларация_участия_в_Montelibero]]

Declaration of Participation in Montelibero

2023-01-09T11:55:05Z

Ralf: Machine translation of Russian page

DOO

2023-01-09T11:51:39Z

Ralf: Links corrected

"Društvo s ograničenom odgovornošću" is an analogue of the Russian LLC, or Ukrainian TOV.

= Owner requirement =

To register a company, you need to prove the availability of education. At the same time, it is sufficient and cheaper in terms of registration to present a '''certificate from the school'''. A diploma from a university will also be accepted, but it will cost more.

= Special offer =

[[Declaration of Participation in Montelibero|Membero Participants]] can take advantage of a special offer for obtaining a [[Residence permit|Residence Permit]] through the opening of a company. To do this, it is enough to adhere to [[NAP]] and be subscribed to any of our [[ Chats of Montelibero|chats]].

Current rates:

* 580 € for opening a company and obtaining a residence permit for its director.
* 210 € for registration of an employee + residence permit, or for a residence permit for a family member.

The price includes translation and submission of documents, payment of all fees, notary services, printing.

Note: it is possible to provide a service in exchange for [[EURMTL]].

For all questions, please contact [https://t.me/lss_me @lss_me]

[[Category: Legalization]]
[[ru:DOO]]

DOO

2023-01-09T11:48:46Z

Ralf: /* Special offer */ Link added

"Društvo s ograničenom odgovornošću" is an analogue of the Russian LLC, or Ukrainian TOV.

= Owner requirement =

To register a company, you need to prove the availability of education. At the same time, it is sufficient and cheaper in terms of registration to present a '''certificate from the school'''. A diploma from a university will also be accepted, but it will cost more.

= Special offer =

[[Declaration of Participation in Montelibero|Membero Participants]] can take advantage of a special offer for obtaining a [[Residence permit|Residence Permit]] through the opening of a company. To do this, it is enough to adhere to D0%B5%D0%BD%D0%B0%D0%BF%D0%B0%D0%B4%D0%B5%D0%BD%D0%B8%D1%8F NAP] and be subscribed to any of our [[ Chats of Montelibero|chats]].

Current rates:

* 580 € for opening a company and obtaining a residence permit for its director.
* 210 € for registration of an employee + residence permit, or for a residence permit for a family member.

The price includes translation and submission of documents, payment of all fees, notary services, printing.

Note: it is possible to provide a service in exchange for [[EURMTL]].

For all questions, please contact [https://t.me/lss_me @lss_me]

[[Category: Legalization]]
[[ru:DOO]]

DOO

2023-01-09T11:46:19Z

Ralf: Machine translation of Russian page

"Društvo s ograničenom odgovornošću" is an analogue of the Russian LLC, or Ukrainian TOV.

= Owner requirement =

To register a company, you need to prove the availability of education. At the same time, it is sufficient and cheaper in terms of registration to present a '''certificate from the school'''. A diploma from a university will also be accepted, but it will cost more.

= Special offer =

[[Declaration of Participation in Montelibero|Membero Participants]] can take advantage of a special offer for obtaining a [[Residence Permit]] through the opening of a company. To do this, it is enough to adhere to D0%B5%D0%BD%D0%B0%D0%BF%D0%B0%D0%B4%D0%B5%D0%BD%D0%B8%D1%8F NAP] and be subscribed to any of our [[ Chats of Montelibero|chats]].

Current rates:

* 580 € for opening a company and obtaining a residence permit for its director.
* 210 € for registration of an employee + residence permit, or for a residence permit for a family member.

The price includes translation and submission of documents, payment of all fees, notary services, printing.

Note: it is possible to provide a service in exchange for [[EURMTL]].

For all questions, please contact [https://t.me/lss_me @lss_me]

[[Category: Legalization]]
[[ru:DOO]]

Main Page

2023-01-09T11:44:34Z

Ralf: Prepare for english page

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[Residence permit|Residence permit (borawak)]]
* [[Permanent Residence|permanent residence]]
* [[Bank account|Bank account]]
* [[DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[Montelibero_movement|Montelibero movement]]
* [[Cryptocurrencies|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[:ru:MTL_token|MTL tokens]]
* [[:ru:МТЛ-фонд._Организационная_схема|MTL fund]]
* [[:ru:EURMTL|EURMTL]]
* [[:ru:Товары_и_услуги_за_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

Bank account

2023-01-09T10:36:29Z

Ralf: Added info for US citizens

{{DISPLAYTITLE:Bank accounts}}

In total, 11 banks are registered in the country, the full list [https://cbcg.me/me/kljucne-funkcije/kontrolna-funkcija/bankarski-sistem/registar-banaka is available on the website] of the Central Bank of Montenegro. Deposits and accounts are insured by the state [https://fzdcg.org/ Deposit Protection Fund] up to 50,000 euros in each bank.

The following banks actively work with individuals:

{| class="wikitable"
|+ List of banks in Montenegro
|-
! Name !! Site
|-
| Addiko Bank || [https://www.addiko.me/ addiko.me]
|-
| Erste Bank || [https://www.erstebank.me/erstebank.me]
|-
| CKB banka || [https://ckb.me/ckb.me]
|-
| Hipotekarna Bank || [https://www.hipotekarnabanka.com/ hipotekarnabanka.com]
|-
| Lovćen banka || [https://lovcenbanka.me/ lovcenbanka.me]
|-
| NLB banka || [https://www.nlb.me/nlb.me]
|-
| Prva banka Crne Gore || [https://prvabankacg.com/prvabankacg.com]
|-
| Ziaraat Bank || [https://ziraatbank.me/ ziraatbank.me]
|}

== Account opening ==

An account can be opened for a foreigner only if he/she has residency — [[Permit]] and above.

USA citizens may have issues opening bank accounts due to the extensive extra paperwork their government requires from the banks, if they open an account for an US-citizen. It may help to try a different branch of the same bank. Trying different banks, may also help.

Notes on various occasions:

; Addiko Bank
: refused to open an account for a Russian citizen with a residence permit.<ref>https://t.me/Seasteading_EastEurope/76638</ref>
: "We are a Turkish bank, citizens of Russia and Belarus do not open for political reasons" --[[User:CblP|CblP]] ([[User's talk:CblP|talk]]) 20:49, April 1, 2022 (CEST)

; CKB
: used to open to those working without Montenegro ID, recently stopped --[[User:CblP|CblP]] ([[User's talk:CblP|talk]]) 20:49, April 1, 2022 (CEST)

; Hipotekarna
: opens an account in Budva even without a residence permit.<ref>https://t.me/Seasteading_EastEurope/76645</ref> Although this seems to depend on the individual employee.
: in the Bar they said that they can open an account without a Montenegro ID if there is a job as a stable source of income --[[User:CblP|CblP]] ([[Member's talk:CblP|talk]]) 20:49, April 1, 2022 (CEST)

; Erste
: does not open an account without a residence permit, does not open an account for citizens of the Russian Federation even with a residence permit

; Lovcen Bank
: does not open an account without a residence permit

= Footnotes =

<references />

[[Category: Legalization]]
[[ru:Banks]]

Bank account

2023-01-09T10:29:09Z

Ralf: Machine translation of Russian page

{{DISPLAYTITLE:Bank accounts}}

In total, 11 banks are registered in the country, the full list [https://cbcg.me/me/kljucne-funkcije/kontrolna-funkcija/bankarski-sistem/registar-banaka is available on the website] of the Central Bank of Montenegro. Deposits and accounts are insured by the state [https://fzdcg.org/ Deposit Protection Fund] up to 50,000 euros in each bank.

The following banks actively work with individuals:

{| class="wikitable"
|+ List of banks in Montenegro
|-
! Name !! Site
|-
| Addiko Bank || [https://www.addiko.me/ addiko.me]
|-
| Erste Bank || [https://www.erstebank.me/erstebank.me]
|-
| CKB banka || [https://ckb.me/ckb.me]
|-
| Hipotekarna Bank || [https://www.hipotekarnabanka.com/ hipotekarnabanka.com]
|-
| Lovćen banka || [https://lovcenbanka.me/ lovcenbanka.me]
|-
| NLB banka || [https://www.nlb.me/nlb.me]
|-
| Prva banka Crne Gore || [https://prvabankacg.com/prvabankacg.com]
|-
| Ziaraat Bank || [https://ziraatbank.me/ ziraatbank.me]
|}

== Account opening ==

An account can be opened for a foreigner only if he/she has residency — [[Permit]] and above.

Notes on various occasions:

; Addiko Bank
: refused to open an account for a Russian citizen with a residence permit.<ref>https://t.me/Seasteading_EastEurope/76638</ref>
: "We are a Turkish bank, citizens of Russia and Belarus do not open for political reasons" --[[User:CblP|CblP]] ([[User's talk:CblP|talk]]) 20:49, April 1, 2022 (CEST)

; CKB
: used to open to those working without Montenegro ID, recently stopped --[[User:CblP|CblP]] ([[User's talk:CblP|talk]]) 20:49, April 1, 2022 (CEST)

; Hipotekarna
: opens an account in Budva even without a residence permit.<ref>https://t.me/Seasteading_EastEurope/76645</ref> Although this seems to depend on the individual employee.
: in the Bar they said that they can open an account without a Montenegro ID if there is a job as a stable source of income --[[User:CblP|CblP]] ([[Member's talk:CblP|talk]]) 20:49, April 1, 2022 (CEST)

; Erste
: does not open an account without a residence permit, does not open an account for citizens of the Russian Federation even with a residence permit

; Lovcen Bank
: does not open an account without a residence permit

= Footnotes =

<references />

[[Category: Legalization]]
[[ru:Banks]]

Main Page

2023-01-09T10:27:26Z

Ralf: /* Legalization in Montenegro */

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[Residence permit|Residence permit (borawak)]]
* [[Permanent Residence|permanent residence]]
* [[Bank account|Bank account]]
* [[:ru:DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[Montelibero_movement|Montelibero movement]]
* [[Cryptocurrencies|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[:ru:MTL_token|MTL tokens]]
* [[:ru:МТЛ-фонд._Организационная_схема|MTL fund]]
* [[:ru:EURMTL|EURMTL]]
* [[:ru:Товары_и_услуги_за_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

Permanent Residence

2023-01-09T10:23:54Z

Ralf: Minor edits

'''Permanent Residence''' is the next stage of legalization after obtaining a residence permit.

Issued after 5 years of owning the [[Permit]]. However, according to some reports, a residence permit obtained by hiring or owning real estate does not give grounds for permanent residence.

It is necessary to have 5 years of continuous permanent residence in order to have grounds for obtaining Montenegrin citizenship.
Also, the possession of permanent residence gives certain guarantees against deportation in the event, for example, of the tightening of the regime for issuing a residence permit in the event of Montenegro joining the European Union. It is believed that by this time it is highly desirable for migrants to acquire permanent residence. The most reliable way to obtain it is to have a continuous residence permit on the basis of creating your own company, or establishing family ties with local citizens.

To obtain permanent residence, you need to be in the status of a residence permit for 5 years, while striving to be absent from the country for no more than 3 months a year, and no more than 10 months in total for five years, otherwise you will lose your residence permit status.

After passing 5 years in the status of a residence permit, you get permanent residence in Montenegro with the right to travel abroad, but you can lose permanent residence in Montenegro if:
* Convicted on the territory of Montenegro for a term of six months or more for a criminal offense.
* If it turns out that you received permanent residence on the basis of false data.
* If you have been absent from Montenegro for more than one year

After passing 5 years in the status of permanent residence, you can apply for Montenegrin citizenship, and if you have received it, you cannot be deprived of it without your consent, you can live abroad for the rest of your life, you cannot be deprived of political rights because of this .

== Links ==

* http://evropaedu.ru/pmzh-v-chernogorii-analiz-zakona-ob-inostrantsah-ot-2018-goda/

[[Category: Legalization]]
[[ru:ПМЖ]]

Permanent Residence

2023-01-09T10:20:36Z

Ralf: Added side bar link to Russian page

Permanent residence - Permanent Residence - the next stage of legalization after obtaining a residence permit.

Issued after 5 years of owning [[Permit]] (according to some reports, a residence permit obtained by hiring or owning real estate does not give grounds for permanent residence).

It is necessary to have 5 years of continuous permanent residence in order to have grounds for obtaining Montenegrin citizenship.
Also, the possession of permanent residence gives certain guarantees against deportation in the event, for example, of the tightening of the regime for issuing a residence permit in the event of Montenegro joining the European Union. It is believed that by this time it is highly desirable for migrants to acquire permanent residence. The most reliable way to obtain it is to have a continuous residence permit on the basis of creating your own company, or establishing family ties with local citizens.

To obtain permanent residence, you need to be in the status of a residence permit for 5 years, while striving to be absent from the country for no more than 3 months a year, and no more than 10 months in total for five years, otherwise you will lose your residence permit status.

After passing 5 years in the status of a residence permit, you get permanent residence in Montenegro with the right to travel abroad, but you can lose permanent residence in Montenegro if:
* Convicted on the territory of Montenegro for a term of six months or more for a criminal offense.
* If it turns out that you received permanent residence on the basis of false data.
* If you have been absent from Montenegro for more than one year

After passing 5 years in the status of permanent residence, you can apply for Montenegrin citizenship, and if you have received it, you cannot be deprived of it without your consent, you can live abroad for the rest of your life, you cannot be deprived of political rights because of this .

== Links ==

* http://evropaedu.ru/pmzh-v-chernogorii-analiz-zakona-ob-inostrantsah-ot-2018-goda/

[[Category: Legalization]]
[[ru:ПМЖ]]

Permanent Residence

2023-01-09T10:18:47Z

Ralf: Machine translation of Russian page

Main Page

2023-01-09T10:18:27Z

Ralf: Prepare for new page

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[Residence permit|Residence permit (borawak)]]
* [[Permanent Residence|permanent residence]]
* [[:ru:Banks|Bank account]]
* [[:ru:DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[Montelibero_movement|Montelibero movement]]
* [[Cryptocurrencies|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[:ru:MTL_token|MTL tokens]]
* [[:ru:МТЛ-фонд._Организационная_схема|MTL fund]]
* [[:ru:EURMTL|EURMTL]]
* [[:ru:Товары_и_услуги_за_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

Residence permit

2023-01-09T06:55:53Z

Ralf:

For a long stay in Montenegro, you need to either continuously update your tourist status by the so-called "[[visaran]]", or apply for a Residence Permit ("boravak").

== Advantages of the Residence Permit ==

=== For almost everyone ===

* The right to stay in the country without repeated travel to the boarder
* JMBG - identification number (aka as TIN in other countries).
* Ability to open a bank account.
* Registration of postpaid SIM-cards of mobile operators.
* Registration of children in municipal kindergartens and schools.
* Opportunity for immediate relatives (spouse, children under 18) to obtain a residence permit in Montenegro on the basis of family reunification (not available to seasonal workers).
* Opportunity to study at a driving school and obtain a Montenegrin driving license.
* The possibility of exchanging a driver's license of a foreign state for Montenegrin.
* Possibility of registering a car for an individual with Montenegrin temporary (1 year) numbers.
* The right to pass the Montenegrin language proficiency exam and receive a certificate of this.

=== Depending on the base ===

==== [[Property]] ====

* The right to extend your residence permit every year according to a simplified scheme. The number of renewals is unlimited.
* Eligibility for [[permanent residence]] after 5 years of continuous Montenegrin residence permit.

==== Work ====

* State health insurance (for the employee, spouse and children under 18).
* Social payments for children.
* Paid maternity leave.
* An employee has the right to extend his residence permit for work under a simplified scheme no more than 2 times (total 3 years in total).
* For the founder - the director of the company with a share of at least 51%, the right to extend his residence permit every year according to a simplified scheme. The number of renewals is unlimited.
* For the founder - the director of the company with a share of at least 51%, the right to obtain permanent residence after 5 years of continuous Montenegrin residence permit.

==== Study ====

* The right to extend your residence permit every year according to a simplified scheme. The number of renewals is unlimited.
* The right to obtain permanent residence after 10 years of continuous Montenegrin residence permit.
* The right to extend your residence permit on the basis of studies for another two years after the actual graduation.

==== Family reunion ====

* The right to extend your residence permit every year according to a simplified scheme. The number of years of renewal depends on the conditions for the renewal of the residence permit of the family member to which you have joined.
* The right to obtain permanent residence after 5 years of continuous Montenegrin residence permit (except in cases of reunification with a family member whose residence permit does not imply obtaining permanent residence).
* State health insurance (if reunification with a family member whose residence permit is based on employment).
* The right to work from the second year of continuous residence permit (if reunification with a family member whose residence permit is based on employment).
* The right to extend the family reunification waiver for children who have become adults, provided that before that they had an uninterrupted boravak for reunification for at least 3 years.

== Limits ==

* Absence in Montenegro for more than 30 days a year (more than 90 for the director of the preschool educational institution). There is a small exception for absence for a very important reason, but it is necessary to warn the foreigners inspector about them in advance and provide evidence of this reason after returning to Montenegro. These are serious medical grounds, difficult family circumstances, etc. They are discussed with the foreigners inspector before departure.

* You undertake to maintain the basis of your residence permit for the entire period of validity of the issued boravka. If the basis is terminated, it is strictly necessary to leave Montenegro on the day of its termination, enter in the status of a tourist, inform the MUP about the termination of your residence permit and hand over the card. That is, you can’t get a job, quit after a couple of months or six months and live on the basis of a warship until it ends. It is impossible to buy real estate, get a residence permit and sell a house / apartment without the need to immediately leave the country and return as a tourist. Well, you understand. You also need to study if you are a borawak in your studies.

* You must keep your residence permit card and carry it with you. If you are afraid of losing it, in an exceptional case you can wear a copy of it (for example, to the beach).

* When submitting documents for a residence permit, you are required to take fingerprints, take a picture and leave an electronic signature.

* Tax obligations fall on your shoulders when purchasing movable and immovable property in Montenegro and registering in your name. Same as with employment.

== How to get ==

In all cases, to request a residence permit, it is required to present a '''certificate of good conduct'''. It must be strictly with a "wet seal". They say in Budva they accept a printout of the electronic version. For Russian citizens, [[apostille]] is not required.

When you make translations of birth certificates, marriage certificates and other papers that do not change, ask the translators to make 5 copies, otherwise you will pay for the translator every year.

=== With the prospect of permanent residence and citizenship ===

==== Start a company ====

2-3 weeks for registration of a legal entity, then a request for a residence permit, as the director of this company. Spouses and children

[[ru:ВНЖ]]

Residence permit

2023-01-09T06:45:24Z

Ralf: Added side bar link to Russian page

For a long stay in Montenegro, you need to either update your tourist status - cross the border and return, the so-called "[[visaran]]" (visa run), or apply for a Residence Permit ("boravak").

== What gives ==

=== Almost everyone ===

* The right to stay in the country without the necessary travel
* JMBG - identification number (as a TIN in the Russian Federation).
* Ability to open a bank account.
* Registration of postpaid SIM-cards of mobile operators.
* Registration of children in municipal kindergartens and schools.
* Opportunity for immediate relatives (spouse, children under 18) to obtain a residence permit in Montenegro on the basis of family reunification (not available to seasonal workers).
* Opportunity to study at a driving school and obtain a Montenegrin driving license.
* The possibility of exchanging a driver's license of a foreign state for Montenegrin.
* Possibility of registering a car for an individual with Montenegrin temporary (1 year) numbers.
* The right to pass the Montenegrin language proficiency exam and receive a certificate of this.

=== Depending on the base ===

==== [[Property]] ====

* The right to extend your residence permit every year according to a simplified scheme. The number of renewals is unlimited.
* Eligibility for [[permanent residence]] after 5 years of continuous Montenegrin residence permit.

==== Work ====

* State health insurance (for the employee, spouse and children under 18).
* Social payments for children.
* Paid maternity leave.
* An employee has the right to extend his residence permit for work under a simplified scheme no more than 2 times (total 3 years in total).
* For the founder - the director of the company with a share of at least 51%, the right to extend his residence permit every year according to a simplified scheme. The number of renewals is unlimited.
* For the founder - the director of the company with a share of at least 51%, the right to obtain permanent residence after 5 years of continuous Montenegrin residence permit.

==== Study ====

* The right to extend your residence permit every year according to a simplified scheme. The number of renewals is unlimited.
* The right to obtain permanent residence after 10 years of continuous Montenegrin residence permit.
* The right to extend your residence permit on the basis of studies for another two years after the actual graduation.

==== Family reunion ====

* The right to extend your residence permit every year according to a simplified scheme. The number of years of renewal depends on the conditions for the renewal of the residence permit of the family member to which you have joined.
* The right to obtain permanent residence after 5 years of continuous Montenegrin residence permit (except in cases of reunification with a family member whose residence permit does not imply obtaining permanent residence).
* State health insurance (if reunification with a family member whose residence permit is based on employment).
* The right to work from the second year of continuous residence permit (if reunification with a family member whose residence permit is based on employment).
* The right to extend the family reunification waiver for children who have become adults, provided that before that they had an uninterrupted boravak for reunification for at least 3 years.

== What limits ==

* Absence in Montenegro for more than 30 days a year (more than 90 for the director of the preschool educational institution). There is a small exception for absence for a very important reason, but it is necessary to warn the foreigners inspector about them in advance and provide evidence of this reason after returning to Montenegro. These are serious medical grounds, difficult family circumstances, etc. They are discussed with the foreigners inspector before departure.

* You undertake to maintain the basis of your residence permit for the entire period of validity of the issued boravka. If the basis is terminated, it is strictly necessary to leave Montenegro on the day of its termination, enter in the status of a tourist, inform the MUP about the termination of your residence permit and hand over the card. That is, you can’t get a job, quit after a couple of months or six months and live on the basis of a warship until it ends. It is impossible to buy real estate, get a residence permit and sell a house / apartment without the need to immediately leave the country and return as a tourist. Well, you understand. You also need to study if you are a borawak in your studies.

* You must keep your residence permit card and carry it with you. If you are afraid of losing it, in an exceptional case you can wear a copy of it (for example, to the beach).

* When submitting documents for a residence permit, you are required to take fingerprints, take a picture and leave an electronic signature.

* Tax obligations fall on your shoulders when purchasing movable and immovable property in Montenegro and registering in your name. Same as with employment.

== How to get ==

In all cases, to request a residence permit, it is required to present a '''certificate of good conduct'''. It must be strictly with a "wet seal". They say in Budva they accept a printout of the electronic version. For Russian citizens, [[apostille]] is not required.

When you make translations of birth certificates, marriage certificates and other papers that do not change, ask the translators to make 5 copies, otherwise you will pay for the translator every year.

=== With the prospect of permanent residence and citizenship ===

==== Start a company ====

2-3 weeks for registration of a legal entity, then a request for a residence permit, as the director of this company. Spouses and children

[[ru:ВНЖ]]

Residence permit

2023-01-09T06:44:12Z

Ralf: Machine translation of Russian page

Main Page

2023-01-09T06:43:46Z

Ralf: /* Legalization in Montenegro */ Prepare for new page

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[Residence permit|Residence permit (borawak)]]
* [[:ru:ПМЖ|permanent residence]]
* [[:ru:Banks|Bank account]]
* [[:ru:DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[Montelibero_movement|Montelibero movement]]
* [[Cryptocurrencies|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[:ru:MTL_token|MTL tokens]]
* [[:ru:МТЛ-фонд._Организационная_схема|MTL fund]]
* [[:ru:EURMTL|EURMTL]]
* [[:ru:Товары_и_услуги_за_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

Main Page

2023-01-09T06:42:53Z

Ralf: /* Theory */ Link updated

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[:ru:ВНЖ|Residence permit (borawak)]]
* [[:ru:ПМЖ|permanent residence]]
* [[:ru:Banks|Bank account]]
* [[:ru:DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[Montelibero_movement|Montelibero movement]]
* [[Cryptocurrencies|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[:ru:MTL_token|MTL tokens]]
* [[:ru:МТЛ-фонд._Организационная_схема|MTL fund]]
* [[:ru:EURMTL|EURMTL]]
* [[:ru:Товары_и_услуги_за_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

Main Page

2023-01-09T06:42:10Z

Ralf: /* Theory */ Link updated

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[:ru:ВНЖ|Residence permit (borawak)]]
* [[:ru:ПМЖ|permanent residence]]
* [[:ru:Banks|Bank account]]
* [[:ru:DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[Montelibero_movement|Montelibero movement]]
* [[:ru:Криптовалюты|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[:ru:MTL_token|MTL tokens]]
* [[:ru:МТЛ-фонд._Организационная_схема|MTL fund]]
* [[:ru:EURMTL|EURMTL]]
* [[:ru:Товары_и_услуги_за_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

Main Page

2023-01-09T06:41:16Z

Ralf: Link updated

{{DISPLAYTITLE:Montelibero}}
'''A free society project in Europe, starting with Montenegro'''

This is a collection of information on the [[Montelibero movement|Montelibero (MTL) movement]], the [[MTL fund|MTL fund]], and various aspects of life in [[Montenegro|Montenegro]].

__TOC__

== Actual ==

=== [[Emergency Evacuation|Emergency Evacuation]] ===
=== [[Moving|Moving]] ===

Most settlers choose the city of [[Bar|Bar]] in Montenegro.

=== Legalization in Montenegro ===

* [[:ru:ВНЖ|Residence permit (borawak)]]
* [[:ru:ПМЖ|permanent residence]]
* [[:ru:Banks|Bank account]]
* [[:ru:DOO|Legal entity (DOO)]]

=== [[:ru:Особенности_Черногории|Features of Montenegro]] ===

== Theory ==

* [[NAP|Non-Aggression Principle (NAP)]]
* [[:ru:Либертарианство|Libertarianism]]
* [[:ru:Проект_Свободного_Общества_в_Европе|Free Society Europe Project]]
* [[:ru:Монтелиберо_(движение)|Montelibero movement]]
* [[:ru:Криптовалюты|Cryptocurrencies]]

== Information resources and communication ==

* [https://montelibero.org Montelibero.org] - main Montelibero website
* [[:ru:Чаты_Монтелиберо|Montelibero Chats]] - communication platforms in Telegram
* [[:ru:Чаты_о_Черногории|Chats about Montenegro]]
* [[:ru:Блогеры_Монтелиберо|Montelibero Bloggers]]
* [[:ru:Полезные_черногорские_сайты|Useful Montenegrin sites]]

== Project Tokenomics ==

* [[:ru:Категория:Токеномика|Category Tokenomics]]
* [[:ru:MTL_token|MTL tokens]]
* [[:ru:МТЛ-фонд._Организационная_схема|MTL fund]]
* [[:ru:EURMTL|EURMTL]]
* [[:ru:Товары_и_услуги_за_EURMTL|Marketplace for EURMTL]]

[[ru:Start]]

NAP

2023-01-09T06:37:11Z

Ralf: Added side bar link to Russian page

{{DISPLAYTITLE:NAP}}

NAP means Non-Aggression Principle.

The NAP is the essential foundation of the [[Montelibero_movement|Montelibero movement (MTL)]]. Recognition of the NAP is a defining requirement for all MTL participants.

= What does this mean =

The NAP means that no one is allowed to initiate aggression without responsibility.

NAP has no exceptions. Not for a friend, not for the police, not for the state as a whole.

We can delegate to others only those rights that we ourselves have. You have the right to self-defense, which means it can be delegated to other people. We do not have the right to rob people, so we cannot delegate it to other people. We do not have the right to decide what a neighbor can eat, which means that other people cannot decide this for you.

A person who recognizes the NAP cannot consider government regulation as an acceptable way to influence the world. If you recognize the NAP, then you cannot consider taxes as a legitimate practice. At the same time, citizens in a certain territory enter into a certain contract in the form of local legislation, foreigners who come to a foreign country, also in pursuance of the NAP, are required to respect these contracts while visiting, including in the field of tax burdens, therefore, participants in the movement must convince citizens to revise their legal approaches in favor of voluntariness and non-aggression, however, this does not give grounds to violate local contracts, thus committing guest aggression against the rules of the host - the local consensus of citizens, to change which requires the use of legal and non-aggressive methods.

== See also ==

* [[Libertarianism]]

[[ru:NAP]]

NAP

2023-01-09T06:35:04Z

Ralf:

NAP

2023-01-09T06:28:23Z

Ralf: Machine translation of Russian page

{{DISPLAYTITLE:NAP}}

NAP, NAP, Non-Aggression Principle, non-aggression principle.

The essential foundation of the [[Montelibero (movement)|Montelibero movement]]. Recognition of the NPA is a defining requirement for traffic participants.

= What does this mean =

This means that no one is allowed to initiate aggression without responsibility.

NAP has no exceptions. Not for a friend, not for the police, not for the state as a whole.

We can delegate to others only those rights that we ourselves have. You have the right to self-defense, which means it can be delegated to other people. We do not have the right to rob people, so we cannot delegate it to other people. We do not have the right to decide what a neighbor can eat, which means that other people cannot decide this for you.

A person who recognizes the NAP cannot consider government regulation as an acceptable way to influence the world. If you recognize the NAP, then you cannot consider taxes as a legitimate practice. At the same time, citizens in a certain territory enter into a certain contract in the form of local legislation, foreigners who come to a foreign country, also in pursuance of the NAP, are required to respect these contracts while visiting, including in the field of tax burdens, therefore, participants in the movement must convince citizens to revise their legal approaches in favor of voluntariness and non-aggression, however, this does not give grounds to violate local contracts, thus committing guest aggression against the rules of the host - the local consensus of citizens, to change which requires the use of legal and non-aggressive methods.

== See also ==

* [[Libertarianism]]

Montelibero

2023-01-09T06:28:05Z

Ralf: Prepare for english page

'''Montelibero (MTL) is an international decentralized movement''' founded in the spring of 2021 [https://montelibero.org/2022/02/07/declaration-of-participation-in-montelibero-movement/ (link to declaration)]. The movement is based on the principles of [[NAP|Non-Aggression (NAP)]] and a consensus on the need to create, implement and popularize public practices aimed at increasing the guarantee of personal sovereignty and freedom of association for all capable participants with the localization of these efforts in Montenegro.

'''The MTL movement''' itself, is based on its own declaration and '''cannot have any clear organization, management and official representatives'''. It is simply the application of the efforts of many independent actors united by common principles and ideas. No one can speak on behalf of the MTL movement as a whole. Everyone, as long as he shares a common declaration of principles and acts in accordance with it ( what determines the consensus of other members of the movement), can join the movement and act for his success as he sees it.

The movement was created following the example of the [https://en.wikipedia.org/wiki/Free_State_Project Free State Project (FSP) in New Hampshire]. It is based on their approach, relying on several social hypotheses, which include the following considerations:

1. '''Social evolution''' is an extremely complex, multi-level process, which no one fully understands or fully controls. Nevertheless, social evolution lends itself to targeted efforts and changes by groups of enthusiasts. These groups may turn this process into one or the other direction with varying levels of success and notoriety.

2. '''These changes are critically dependent on the sovereign level of decision-making''', which is located today on the scale of recognized '''state entities''', whose institutions and political and legal practices play a decisive role in these changes. This explains why some societies are freer and more prosperous than others, and why these statuses are actively changing throughout the life of even individual generations. It is the policy of individual states (politicians and bureaucracy behind them) and its changes that critically affect these processes on their territory, expanding or reducing the space of individual freedom and civil society.

3. '''The possibility of evolution of certain countries and their political regimes directly depends on the type of this regime''' - in an autocracy, dictatorship or monarchy, the ability of an ordinary person from the street to influence the decision-making process in the state is much lower than in a parliamentary liberal democratic republic. It is also determined primarily by the '''political culture''' - the prevailing social consensus in the country, the ideological attitudes and practices common in society that form the demand that politicians are trying to satisfy.

4. '''Changing the public consensus is extremely difficult, it requires huge efforts and resources, which primarily depend on the number of people''' whose attitudes determine the totality of this public demand and consensus. '''To popularize certain social innovations, technologies and values among tens of millions of people is much more difficult, expensive and longer than among tens and hundreds of thousands of people''', therefore, in addition to the peculiarities of the political regime, it is the number of citizens of the country that is the determining factor affecting the realism of any social changes in society.

5. '''Montenegro is a unique country on the planet which successfully combines many of these factors at the same time (a democratic republic and a small population). It compares favorably with other similar microcountries by the diversity of its ethnic composition.''' The titular nation is not an absolutely dominant majority of citizens, and therefore the increase in foreigners in such a society will not be striking. Otherwise, the titular ethnic group would no longer allow the loss of its absolute majority, moving even earlier to closing borders and forced assimilation , while another cosmopolitan group of foreigners - ethnic minorities, has a chance of getting lost among several major ethnic groups.

The combination of the above considerations explains why Montenegro was chosen. It was with the aim of trying to develop the most free and advanced society and not one of the other several hundred other existing sovereign countries. Whether the above hypotheses turn out to be reliable or not, the time and practice of the movement will show. MTL has currently several hundred participants (which can be considered in the base case by the total number of subscribers of all MTL media platforms) and several dozen activists.

Their specific activities and approaches can vary significantly. To achieve them, different groups can act with their own interpretations and methods, moving in different ways to achieve the goals of the movement, as they understand it.

[[ru:Монтелиберо_(движение)]]

EURMTL

2023-01-09T06:03:13Z

Ralf: /* Why */

EURMTL is an so-called stablecoin, electronic tokens where the price is supposed to be pegged to a reference asset. EURMTL has a fixed 1:1 rate to the Euro. In conversation, these tokens are sometimes referred to as “euromulks” or even just “mulks”.

== Why ==

* In Montenegro, electronic payment services are not developed (there is no usual “throw it on my card”). EURMTL serves us as a convenient alternative to cash payments.

* To increase the autonomy of interactions within the [[Montelibero_movement| Montelibero movement]].

* Less dependence on local banks.

* The token is used for other projects when it is necessary to collect resources. For example, for the purchase of land within the framework of [[:ru:MTLand|MTLand]].

* The token creates its own economic ecosystem, making it easier to launch any business with the help of internal demand and exchange within the community. As a result it makes membership in it more cost-effective, which means it develops incentives for its existence and development.

== How to purchase or spend ==

* Well, first of all, like any other money, you can earn mulks or [[:ru:Товары_и_услуги_за_EURMTL|pay for goods and services]].
* You can simply exchange your money with someone who has EURMTL. Private exchange.
* EURMTL tokens can be bought on the [[Stellar]] blockchain with their native currency [[XLM]].
* And you can always contact the guarantors (see below) to buy or sell EURMTL.

== Guarantors ==

The institution of guarantors is used to ensure compliance with EURMTL/Euro. These are the people who are responsible for holding the corresponding amount of euros in their accounts.

In case something happens to the guarantor, he leaves a deposit to the [[Montelibero (Foundation)|Foundation]] for his activities in 200% of the amount of euros he holds.

The most stable and active guarantors in the system:

* eurocash in Bar and non-cash ruble @itolstov
* eurocash in Budva, non-cash hryvnia and USDT - @lss_me
* BTC, Lightning Euro and SEPA - @NCrashed
* DASH - @id1253

The system is based on the EURMTL and EURDEBT token pair and the credit generated as a result of the guarantor's excess of EURDEBT over EURMTL. In this case, he becomes a network borrower and [[EURMTL key rate|EURMTL key rate]] is applied to him.

== EURMTL club ==

[https://t.me/eurmtl_club EURMTL club] is a public telegram chat, a place of communication between sellers and buyers, consumers and entrepreneurs, participants in Montelibero tokenomics.

== See also ==

*[[Stellar]]
*[[Lobstr]]
* [[Goods and services for EURMTL]]

== Links ==
* [https://montelibero.org/eurmtl/details/ Principles, emission and current rules for working with EURMTL]
* [https://stellar.expert/explorer/public/asset/EURMTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V-2 Technical information from blockchain]

[[Category:Tokenomics]] [[Category:EURMTL|*]]
[[ru:EURMTL]]

EURMTL

2023-01-09T06:01:58Z

Ralf: /* Why */

EURMTL is an so-called stablecoin, electronic tokens where the price is supposed to be pegged to a reference asset. EURMTL has a fixed 1:1 rate to the Euro. In conversation, these tokens are sometimes referred to as “euromulks” or even just “mulks”.

== Why ==

* In Montenegro, electronic payment services are not developed (there is no usual “throw it on my card”). EURMTL serves us as a convenient alternative to cash payments.

* To increase the autonomy of interactions within the [[Montelibero_movement| Montelibero movement]].

* Less dependence on local banks.

* The token is used for other projects when it is necessary to collect resources. For example, for the purchase of land within the framework of [[:ru:MTLand]].

* The token creates its own economic ecosystem, making it easier to launch any business with the help of internal demand and exchange within the community. As a result it makes membership in it more cost-effective, which means it develops incentives for its existence and development.

== How to purchase or spend ==

* Well, first of all, like any other money, you can earn mulks or [[:ru:Товары_и_услуги_за_EURMTL|pay for goods and services]].
* You can simply exchange your money with someone who has EURMTL. Private exchange.
* EURMTL tokens can be bought on the [[Stellar]] blockchain with their native currency [[XLM]].
* And you can always contact the guarantors (see below) to buy or sell EURMTL.

== Guarantors ==

The institution of guarantors is used to ensure compliance with EURMTL/Euro. These are the people who are responsible for holding the corresponding amount of euros in their accounts.

In case something happens to the guarantor, he leaves a deposit to the [[Montelibero (Foundation)|Foundation]] for his activities in 200% of the amount of euros he holds.

The most stable and active guarantors in the system:

* eurocash in Bar and non-cash ruble @itolstov
* eurocash in Budva, non-cash hryvnia and USDT - @lss_me
* BTC, Lightning Euro and SEPA - @NCrashed
* DASH - @id1253

The system is based on the EURMTL and EURDEBT token pair and the credit generated as a result of the guarantor's excess of EURDEBT over EURMTL. In this case, he becomes a network borrower and [[EURMTL key rate|EURMTL key rate]] is applied to him.

== EURMTL club ==

[https://t.me/eurmtl_club EURMTL club] is a public telegram chat, a place of communication between sellers and buyers, consumers and entrepreneurs, participants in Montelibero tokenomics.

== See also ==

*[[Stellar]]
*[[Lobstr]]
* [[Goods and services for EURMTL]]

== Links ==
* [https://montelibero.org/eurmtl/details/ Principles, emission and current rules for working with EURMTL]
* [https://stellar.expert/explorer/public/asset/EURMTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V-2 Technical information from blockchain]

[[Category:Tokenomics]] [[Category:EURMTL|*]]
[[ru:EURMTL]]

EURMTL

2023-01-09T06:00:18Z

Ralf:

EURMTL is an so-called stablecoin, electronic tokens where the price is supposed to be pegged to a reference asset. EURMTL has a fixed 1:1 rate to the Euro. In conversation, these tokens are sometimes referred to as “euromulks” or even just “mulks”.

== Why ==

* In Montenegro, electronic payment services are not developed (there is no usual “throw it on my card”). EURMTL serves us as a convenient alternative to cash payments.

* To increase the autonomy of interactions within the [[Montelibero_movement| Montelibero movement]].

* Less dependence on local banks.

* The token is used for other projects when it is necessary to collect resources. For example, for the purchase of land within the framework of [[MTLand]].

* The token creates its own economic ecosystem, making it easier to launch any business with the help of internal demand and exchange within the community. As a result it makes membership in it more cost-effective, which means it develops incentives for its existence and development.

== How to purchase or spend ==

* Well, first of all, like any other money, you can earn mulks or [[:ru:Товары_и_услуги_за_EURMTL|pay for goods and services]].
* You can simply exchange your money with someone who has EURMTL. Private exchange.
* EURMTL tokens can be bought on the [[Stellar]] blockchain with their native currency [[XLM]].
* And you can always contact the guarantors (see below) to buy or sell EURMTL.

== Guarantors ==

The institution of guarantors is used to ensure compliance with EURMTL/Euro. These are the people who are responsible for holding the corresponding amount of euros in their accounts.

In case something happens to the guarantor, he leaves a deposit to the [[Montelibero (Foundation)|Foundation]] for his activities in 200% of the amount of euros he holds.

The most stable and active guarantors in the system:

* eurocash in Bar and non-cash ruble @itolstov
* eurocash in Budva, non-cash hryvnia and USDT - @lss_me
* BTC, Lightning Euro and SEPA - @NCrashed
* DASH - @id1253

The system is based on the EURMTL and EURDEBT token pair and the credit generated as a result of the guarantor's excess of EURDEBT over EURMTL. In this case, he becomes a network borrower and [[EURMTL key rate|EURMTL key rate]] is applied to him.

== EURMTL club ==

[https://t.me/eurmtl_club EURMTL club] is a public telegram chat, a place of communication between sellers and buyers, consumers and entrepreneurs, participants in Montelibero tokenomics.

== See also ==

*[[Stellar]]
*[[Lobstr]]
* [[Goods and services for EURMTL]]

== Links ==
* [https://montelibero.org/eurmtl/details/ Principles, emission and current rules for working with EURMTL]
* [https://stellar.expert/explorer/public/asset/EURMTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V-2 Technical information from blockchain]

[[Category:Tokenomics]] [[Category:EURMTL|*]]
[[ru:EURMTL]]

EURMTL

2023-01-08T21:55:40Z

Ralf:

EURMTL is an so-called stablecoin, electronic tokens equated to fiat currency. EURMTL has a fixed 1:1 rate to the Euro. In conversation, these tokens are sometimes referred to as “euromulks” or even just “mulks”.

== Why ==

* In Montenegro, electronic payment services are not developed (there is no usual “throw it on my card”). EURMTL serves us as a convenient alternative to cash payments.

* To increase the autonomy of interactions within [[Montelibero (movement)|movement]]. Less dependent on local banks.

* The token is used for other projects when it is necessary to collect resources. For example, for the purchase of land within the framework of [[MTLand]].

* The token creates its own economic ecosystem, making it easier to launch any business with the help of internal demand and exchange within the community and, as a result, making membership in it more cost-effective, which means it develops incentives for its existence and development.

== How to purchase or spend ==

* Well, first of all, like any other money, you can earn mulks or [[Pay for EURMTL|pay for goods and services]].
* You can simply exchange your money with someone who has EURMTL. Private exchange.
* EURMTL tokens can be bought on the [[Stellar]] blockchain with their native currency [[XLM]].
* And you can always contact the guarantors (see below) to buy or sell EURMTL.

== Guarantors ==

The institution of guarantors is used to ensure compliance with EURMTL/Euro. These are the people who are responsible for holding the corresponding amount of euros in their accounts.

In case something happens to the guarantor, he leaves a deposit to the [[Montelibero (Foundation)|Foundation]] for his activities in 200% of the amount of euros he holds.

The most stable and active guarantors in the system:

* eurocash in Bar and non-cash ruble @itolstov
* eurocash in Budva, non-cash hryvnia and USDT - @lss_me
* BTC, Lightning Euro and SEPA - @NCrashed
* DASH - @id1253

The system is based on the EURMTL and EURDEBT token pair and the credit generated as a result of the guarantor's excess of EURDEBT over EURMTL. In this case, he becomes a network borrower and [[EURMTL key rate|EURMTL key rate]] is applied to him.

== EURMTL club ==

[https://t.me/eurmtl_club EURMTL club] is a public telegram chat, a place of communication between sellers and buyers, consumers and entrepreneurs, participants in Montelibero tokenomics.

== See also ==

*[[Stellar]]
*[[Lobstr]]
* [[Goods and services for EURMTL]]

== Links ==
* [https://montelibero.org/eurmtl/details/ Principles, emission and current rules for working with EURMTL]
* [https://stellar.expert/explorer/public/asset/EURMTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V-2 Technical information from blockchain]

[[Category:Tokenomics]] [[Category:EURMTL|*]]
[[ru:EURMTL]]

EURMTL

2023-01-08T21:52:24Z

Ralf: Added side bar link to Russian page

EURMTL is the so-called stablecoin, electronic tokens equated to fiat currency. In our case, this is the Euro. In conversation, these tokens are sometimes referred to as “euromulks” or even just “mulks”.

== Why ==

* In Montenegro, electronic payment services are not developed (there is no usual “throw it on my card”). EURMTL serves us as a convenient alternative to cash payments.

* To increase the autonomy of interactions within [[Montelibero (movement)|movement]]. Less dependent on local banks.

* The token is used for other projects when it is necessary to collect resources. For example, for the purchase of land within the framework of [[MTLand]].

* The token creates its own economic ecosystem, making it easier to launch any business with the help of internal demand and exchange within the community and, as a result, making membership in it more cost-effective, which means it develops incentives for its existence and development.

== How to purchase or spend ==

* Well, first of all, like any other money, you can earn mulks or [[Pay for EURMTL|pay for goods and services]].
* You can simply exchange your money with someone who has EURMTL. Private exchange.
* EURMTL tokens can be bought on the [[Stellar]] blockchain with their native currency [[XLM]].
* And you can always contact the guarantors (see below) to buy or sell EURMTL.

== Guarantors ==

The institution of guarantors is used to ensure compliance with EURMTL/Euro. These are the people who are responsible for holding the corresponding amount of euros in their accounts.

In case something happens to the guarantor, he leaves a deposit to the [[Montelibero (Foundation)|Foundation]] for his activities in 200% of the amount of euros he holds.

The most stable and active guarantors in the system:

* eurocash in Bar and non-cash ruble @itolstov
* eurocash in Budva, non-cash hryvnia and USDT - @lss_me
* BTC, Lightning Euro and SEPA - @NCrashed
* DASH - @id1253

The system is based on the EURMTL and EURDEBT token pair and the credit generated as a result of the guarantor's excess of EURDEBT over EURMTL. In this case, he becomes a network borrower and [[EURMTL key rate|EURMTL key rate]] is applied to him.

== EURMTL club ==

[https://t.me/eurmtl_club EURMTL club] is a public telegram chat, a place of communication between sellers and buyers, consumers and entrepreneurs, participants in Montelibero tokenomics.

== See also ==

*[[Stellar]]
*[[Lobstr]]
* [[Goods and services for EURMTL]]

== Links ==
* [https://montelibero.org/eurmtl/details/ Principles, emission and current rules for working with EURMTL]
* [https://stellar.expert/explorer/public/asset/EURMTL-GACKTN5DAZGWXRWB2WLM6OPBDHAMT6SJNGLJZPQMEZBUR4JUGBX2UK7V-2 Technical information from blockchain]

[[Category:Tokenomics]] [[Category:EURMTL|*]]
[[ru:EURMTL]]

EURMTL

2023-01-08T21:48:54Z

Ralf: Machine translation of Russian page

Cryptocurrencies

2023-01-08T21:40:05Z

Ralf: /* Montelibero */

This is just a general concept. Read more in [[ru:Криптовалюты]]

Cryptocurrencies are value storage systems whose reliability and correctness are guaranteed by mathematical theorems, not by people. They are like banks, only without people.

Stablecoins are digital IOUs with a specific denomination, although they work on blockchains and are protected by cryptography, they are controlled by specific people and can block users. Therefore, they are actually banks, not cryptocurrencies.

{| class="wikitable"
|+ Comparison with traditional banks
|-
!style="text-align:left;"|
!style="text-align:left;"| Banks and stablecoins
!style="text-align:left;"| Decentralized cryptocurrencies
|-
!style="text-align:right;"| Jurisdiction
| Specific state or organization || Independent of states and people
|-
!style="text-align:right;"| Blocking transactions or access to funds
| {{No|align=left|At the request of the state or the bank}} || {{Yes|align=left|Not allowed<ref>But you can block a user's access to the blockchain.</ref>}}
|-
!style="text-align:right;"| The store writes off without your knowledge
| {{No|align=left|Maybe}} || {{Yes|align=left|Impossible}}
|-
!style="text-align:right;"| Possibility to receive funds in case of password loss
| {{Yes|align=left|On presentation of passport}} || {{No|align=left|No way}}
|-
!style="text-align:right;"| Rollback of erroneous or fraudulent transactions
| {{Yes|align=left|Yes}} || {{No|align=left|No}}
|}

<references/>

== Blockchain ==

Blockchain is a distributed storage of information about transactions and other information. Mathematics guarantees that data forgery in it is quite improbable (tampering and distorting data will require incomparably more effort than the possible benefit from forgery).

==Montelibero==

The main blockchain in which [[tokenomics]] Montelibero is conducted is [[Stellar]]. In everyday life, we actively settle with [[EURMTL]] stablecoins.

[[Category:Tokenomics]]

Template:No

2023-01-08T21:38:27Z

Ralf: Created page with "<noinclude>{| class="wikitable" |- |</noinclude>style="background:#FFC7C7;vertical-align:middle;text-align:{{{align|center}}};{{{style|}}}" class="table-no"|{{{1|No}}}<noinclude> |} {{documentation}} </noinclude>"

<noinclude>{| class="wikitable"
|-
|</noinclude>style="background:#FFC7C7;vertical-align:middle;text-align:{{{align|center}}};{{{style|}}}" class="table-no"|{{{1|No}}}<noinclude>
|}
{{documentation}}
</noinclude>

Template:Yes

2023-01-08T21:36:45Z

Ralf: Created page with "<noinclude> {| class="wikitable" |- |</noinclude>style="background:#9EFF9E;vertical-align:middle;text-align:{{{align|center}}};{{{style|}}}" class="table-yes"|{{{1|Yes}}}<noinclude> |} {{documentation}} </noinclude>"

<noinclude>
{| class="wikitable"
|-
|</noinclude>style="background:#9EFF9E;vertical-align:middle;text-align:{{{align|center}}};{{{style|}}}" class="table-yes"|{{{1|Yes}}}<noinclude>
|}
{{documentation}}
</noinclude>

Cryptocurrencies

2023-01-08T21:13:37Z

Ralf: Added side bar link to Russian page

This is just a general concept. Read more in [[ru:Криптовалюты]]

Cryptocurrencies are value storage systems whose reliability and correctness are guaranteed by mathematical theorems, not by people. They are like banks, only without people.

Stablecoins are digital IOUs with a specific denomination, although they work on blockchains and are protected by cryptography, they are controlled by specific people and can block users. Therefore, they are actually banks, not cryptocurrencies.

{| class="wikitable"
|+ Comparison with traditional banks
|-
!style="text-align:left;"|
!style="text-align:left;"| Banks and stablecoins
!style="text-align:left;"| Decentralized cryptocurrencies
|-
!style="text-align:right;"| Jurisdiction
| Specific state or organization || Independent of states and people
|-
!style="text-align:right;"| Blocking transactions or access to funds
| {{No|align=left|At the request of the state or the bank}} || {{Yes|align=left|Not allowed<ref>But you can block a user's access to the blockchain.</ref>}}
|-
!style="text-align:right;"| The store writes off without your knowledge
| {{No|align=left|Maybe}} || {{Yes|align=left|Impossible}}
|-
!style="text-align:right;"| Possibility to receive funds in case of password loss
| {{Yes|align=left|On presentation of passport}} || {{No|align=left|No way}}
|-
!style="text-align:right;"| Rollback of erroneous or fraudulent transactions
| {{Yes|align=left|Yes}} || {{No|align=left|No}}
|}

<references/>

== Blockchain ==

Blockchain is a distributed storage of information about transactions and other information. Mathematics guarantees that data forgery in it is quite improbable (tampering and distorting data will require incomparably more effort than the possible benefit from forgery).

==Montelibero==

The main blockchain in which [[tokenomics]]] Montelibero is conducted is [[Stellar]]. In everyday life, we actively settle with [[EURMTL]] stablecoins.

[[Category:Tokenomics]]